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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My spouse has an RRSP that models the 5iR income portfolio. She also has a balanced portfolio like the 5iR one and it is twice the size of RRSP which she will be drawing on in about 4 years. The current RRSP positions do not require to be rebalanced. She would like to add positions to the RRSP, even if it means somewhat overweight certain positions. What are the 5 income portfolio equities that she should consider at this time?
Read Answer Asked by Tom on December 18, 2017
Q: Wondering when you will do a New years review on the different portfolios, I have alot of cash ready but waiting to see what your top picks will be for 2018 either by sector or portfolio
Read Answer Asked by James on December 12, 2017
Q: Hi, I currently hold all companies in your income portfolio (except I sold Cineplex a while back) and would ideally like to go down to holding approximately 30 companies in total from the 50+ I currently hold. Going forward I would like to continue following the income portfolio but would like to add about 10 from your balanced portfolio. Which 10 from the balanced portfolio do you feel would most complement the ones from the income portfolio? In other words what are your favourite 10 from the balanced portfolio. Thanks, Mario.
Read Answer Asked by Mario on December 12, 2017
Q: On Dec 4 an interesting question was asked by Neil regarding your favourite two choices for each sector. It is interesting to me because I am always, if not trying, at least thinking about reducing the number of our holdings. I was a little surprised by some of the names you mentionned in there, however. it seemed some were quite risky. Would I be right in understanding that this recommendation would be appropriate for, say a person of 40, and not so appropriate for someone of 70? If this is right, could you give a recommendation for the older person? What would a 25 stock portfolio look like, if you were putting it together for an older person, for example?
many thanks for your excellent service as always
Read Answer Asked by joseph on December 07, 2017
Q: You are still holding XHY in the Income Portfolio. With credit spreads near record lows and the Fed forecast for three rate hikes over the next year are you looking at a higher quality and shorter duration alternative, and if so, what choices are you considering for both $CDN and $US holdings?
Read Answer Asked by Robin on November 14, 2017
Q: Regarding the asset allocation of the income portfolio, what does N/A at 7.86% represent? In addition, generally speaking, where have you included CPD,CVD and XHY? If I excluded CPD, CVD and XHY and recalculated the remaining sector %'s, would the adjusted asset allocation work by substituting larger companies for some of the smaller cap names to decrease the volatility? Thanks
Read Answer Asked by Richard on November 13, 2017
Q: Would the Model Income portfolio be appropriate for a recent retiree with 4% income needs, adjusted for inflation over time? Would there be enough dividend growth to compensate for inflation? I am not conservative by nature, but realize that without employment income, I cannot accept the potentially large volatility of an all equity portfolio as in the past when I was working.

Thanks
Read Answer Asked by Hans on August 22, 2017
Q: Where can I find past model portfolio updates? I am a new member and would like to review the historical trades in the portfolios along with a brief description but I can't find anywhere that has past trades unless I open up every monthly report.
Read Answer Asked by Curtis on July 13, 2017
Q: The 5iR income portfolio has a 9.47% cash position. And in my income portfolio, cash is about 4.5% and my portfolio has 21 positions. Now I am wondering how I go about investing the available cash. This cash is the accumulation of income which is not need in the foreseeable future as the income portfolio is segment to the balanced portfolio. My intent is to reinvest this income back into the income portfolio. I could add another position but that would be adding to the overall positions which is already above 21....so I prefer not to do that. The other option is to invest in the existing positions. These positions are well balanced, aka no rebalancing required, other than a 20 decline in EIF-T. With your cash position being double mine, what are you expecting to do after July 12th? Or should I just "keep the powder dry" at this time in a savings account?......What I am really wondering is - What approach should be taken?.....Thanks....Tom
Read Answer Asked by Tom on July 10, 2017
Q: Hello,

With the market in a bit of a down spin these days which stocks from your Income, Growth and Balanced Portfolios do you think are good to top up now, with this current decline. Please choose your top 3 from each portfolio and why for each.

Thank You
Read Answer Asked by Ben on July 10, 2017
Q: Hi Peter and team, this is about the Income portfolio of June 30, 2017. I have noticed that you haven't sold ZRE and haven't added a new 4% position in CSH.UN as per the infos in the New reports and updates from 5i Research of last week. Always in the context of the Income portfolio, I have noticed that you have a total allocation of 9.5% for the Industrials, Basic Materials, Healthcare, and Consumer Cyclicals combined. I know you are a strong advocate of sectors diversification, is 9.5% too litle for these four sectors combined? Would that be different if you had US stocks in the portfolio? Best regards, Gervais
Read Answer Asked by Gervais on July 10, 2017
Q: We are still sitting with 20% cash waiting to deploy on downturn. Would like to enter market soon in your income portfolio and increase a 1.5% holding in IGM or other tech etf. Would now be a good time begin on the income portfolio and which tech etf would you favor. Thanks for your great service.
Read Answer Asked by Peter on July 06, 2017
Q: I have repatriated my holdings from a full service broker and now using a self directed account to manage the portfolio.
I wish to construct an Income Porfolio and a Balanced Portfolio look a like. To that end can you list the first five holdings from each portfolio that you would be first to acquire in, order of preference if possible?
Thanks
Read Answer Asked by Peter on June 30, 2017
Q: Could 5i please list the companies that are no longer followed or no longer in portfolios due to under-performance? The dates they were pulled would be great too. Thank you.
Read Answer Asked by Jerry on June 19, 2017