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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I recently asked a question stating that i need to increase my holdings in basic materials and the utilities sectors. You were kind enough to offer some choices. I did mention there that I wanted to avoid dividends. But that is difficult for these sectors. I didn’t mention, however, that as well as sectors I need to also bring up my U.S. and outside North America holdings a bit. And I thought this might be a good way to accomplish that. So, May I add to the question by asking for possibilities in these regions?
Thanks for this great service
Read Answer Asked by joseph on December 04, 2025
Q: I am retired but with a small consulting business that has cash sitting in an investment account. I have some concern about the valuation of the current markets and looking to invest with some tilt towards safety realizing nothing is guaranteed. I think ETFs may add a small amount of safety. With that in mind, I am looking at the following ETFs: XUT, XSU, XST, VIDY, TECH, TEC, JXI:US, FEQT with a slightly higher position in FEQT.

I would greatly appreciate your comments/thoughts and suggestions for improvements.

Thanks for this super service!
Read Answer Asked by Danny-boy on October 03, 2025
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