Investment Q&A

Q: When they say have Reits with a high valuation,do you look at cash flow,pe ratio ,debt or all of the above.Could you give examples of some high and low Reit valuations ?

Q: Currently gold is about 2% of my holdings. Half is TMAC, the rest split between Osisko and Roxgold. The miners are both in advanced pre-production.

I am looking to go overweight gold for the next 4-5 months. Possibly as high as 12-15%. I think seasonality may get a boost from India, whose markets and monsoon have been very good this year. And I want TTT (Trump Temper Tantrum)insurance in place well before Nov 8.

Can you put fwd a short list of producers and royalties that you think would do best in a rising price environment in that time frame. (Please note, ROX's asset is in Burkina Faso, where most of SMF's are.)

Thank You for this and all your other fine work,

Tim

Q: Hi,

I have $40000 in TFSA but no holdings right now. I will like to know

1. how many stocks should it hold?

2. which stocks should I buy for growth?

3. is it good time to buy those stocks?

will appreciate you input.

RR

Q: I submitted this question last Thursday. But I think there maybe system glitches that some questions get lost. This is a resubmitt:

Your balance portfolio has an impressive returns. Mine is way behind. So I searched your QA database, without success, to see if previous questions were submitted regarding a general strategy on how to migrate my stock/mutual funds/etfs holdings to duplicate your balanced portfolio for getting less hands on investing. I hold perhaps 80 stocks and I share perhaps 15 securities with your balanced portfolio and these are obviously to keep within the constraints of asset allocation. I have about 25% holdings in US companies. Your answer, I am sure, would be of great benefit to those members who are like me, are tired of chasing ellusive returns and wish a steady hands-off approach to investing.

So my questions are:

- Is it possible to give a guide line on how to migrate a portfolio to duplicate one of your portfolios? Do you think by adding few of your covered stocks with A/B ratings be a positive or a drage on performance?

-In searching your data base for questions like this one, using a key word like strategy, would I be able to find answer to such a question?
- Allocating assets between Canada and US in general terms, to enhance returns, without consideration to personal circumstances, what percentage allocation should one invest outside Canada?

Your program has helped me tremendously in focusing my portfolio after many years of haphazard approach to investing. So your help is much appreciated by the many members of this community,

Thanks a lot.

Q: I am hoping you can further educate me on the workings of the market. Specifically, what exactly is a roll-up company and how does is it different from a company that regularly does acquisitions?

The term "roll-up" seems to be used nowadays by analysts and other media experts as a negative term, perhaps due to the failures of Valiant, Constellation among others. But ATD.B is lauded due to its growth via acquisition. So, is a roll-up strategy inherently negative and if so, how do you spot a roll-up vs a smart acquisitor?

Appreciate your insight.

Paul F.

Q: Hi. I am interested in putting away 10% of the fixed income in High Yield Bonds. Below is a list of high yield bond offerings.

http://campaigns.questrade.com/Libraries/bonds/Questrade_Bonds_List.sflb.ashx

Page 10 of this link has a list of high yield bonds, of which I've listed a few that seem promising:

1) AIM 4.01% expired 2019

2) XRS 4.86% expired 2021

3) PKI 4.17% expired 2021

4) PKI 4.97% expired 2024

5) QBR.B 5.22% expired 2023

Are they ok or do you have any other suggestions? Please choose two for me. THANK YOU IN ADVANCE

Q: what is your outlook on the market for the next three months and also the next year tsx dow jones and nasdaq?

Q: I understand that you will be giving a speech on when to sell stocks. Since I find that selling is much more difficult than buying, would you consider posting the speech on the website after it is given ? Thanks Glenn

Q: Hi 5i team,

About 18 months ago, I invested 20K in my girlfriend’s newly opened TFSA. I had asked a question where I was looking for stocks (medium to low risk) with dividends above 3% and still have potential for some growth for a 2-5 year hold. These were and still are her only investments.
Following your recommendations I bought equal weights of CDZ, WSP, BNS, AD and WIN. I have since sold WIN for ATD.B

If I were to start over today, what stocks would you suggest? Would you recommend that I adjust the current holdings to match any new suggestions? Or would you just stay the course? Thanks

Q: What is your outlook on the Canadian dollar for the next three months and also the next year?

Q: I signed up for the Money Show 2016 seminar but missed the presentation and would like to see the webinar, but I cannot seem to be able to download it on the website.
Any advice would be greatly appreciated.
Reference Number: 20343068 (for the Money Show)
Rick

Q: Can you please explain something to me? Why, at least based on what I read in the newspaper, when the economy shows signs of deteriorating putting off risk of an interest rate rise the market goes up. When things look better for the economy and there is talk of raising rates the market goes down. Wouldn’t most legitimate business do better in a better economy? So shouldn’t it really be the other way around? Why are stocks thought to do better in low interest rate environment? And is it true that they do?

Q: Peter and team,
Please let me know if any of your favorite companies surprised you with how well they have held up during the recent market pullback.
Thanks for your appreciated guidance.

Q: Do you or other members recommend an app for tracking stock prices. I like the layout of Realtime Stock Tracker, however it doesn't track all symbols, particularly with dots and dashes, such as BAM.A, CCL.B, BEP-UN. Thanks

Q: I have just read a BMIS explainer on the PG sale to Coty. They offer an Option 99 for a PG shareholder to do NOTHING. My read of this is if you want to participate in this transaction you must tender some of your PG shares to enter a convoluted process to determine what you receive. My take on Option 99 is if you don't opt to tender any PG shares, you are effectively letting PG mgt to look after your residual value from this Tx.
Is this a correct conclusion? Is there any material value for a small PG holder to participate in this auction?

Tnaks as alway for your advice.
Ernie

Q: 5i

Appreciate your comments in regard to the next USA President. What do you beleive the markets in general will do and what will happen with commodities, oil, gas and gold if Hillary gets elected or
if Trump gets elected. Some pundants Are saying gold will soar if Trump wins and markets will drop 20%. If Hillary wins then markets will be volatile as people do not trust the establishment.

Wayne

Q: Hi 5i , I guess when you talk about growth of a company, you are referring to their estimated future earning. Do you have a list of top 10 growth companies and their rates of growth?

Q: I'm looking for an income component to my portfolio. i already have decent exposure to large dividend paying companies (cdn banks, BCE, Telus, ENB, TRP, BEP, BIP, CU, VZ, MO). i have a small amount in bonds but i am hesitant putting more money towards bonds at this point. where else would you go to for income for a total return of 4%-5%? Riets (XRE)? Preferred shares? This will probably be a 3%-5% weighting in my portfolio and a long term holding. Thanks

Q: If one thought the price of natural gas was going up in the near future what 3-4 stocks would you suggest.
Thank you

Q: Can you comment on a preference in mutual funds, Investors dividend-A and IG Beutel Goodman Cnd balance-A

Thanks, John