Investment Q&A

Q: Retirement Planning Software

In response to a member's question about retirement planning I have used andd would recommend

OTAR Retirement Planner
Mr Otar also has a book called unveiling the retirement Myth
which seems to complement the software

The book gets into a lot of retirement planning topics and the software supports what is in the book. Perhaps a person might buy the book an then decide if he wants the software.

RRIFMETIC

This program is similar to the Otar planner , but also adds
a very accurate income tax component which allows accurate estimation of gross income required I started with OTAR and would have been fine with it ut found that I liked the income tax component of RRIFMETIC.

Both I think are designed for financial planning professionals
but are useable by lay people such as myself.

Websites can be found using GOOGLE. (Otar or RRIFMETIC should work)

I think these products are fairly proced and I would recommend either or both. Otar may be more suitable to start.


Please feel free to publish any or all of the above if you do not have reservations about the products.

Thanks on advance

Q: What Canadian stocks do you think will get the most American interest and might get the most upside next year? I'm looking for investment ideas for new TSFA and RRSP money in January.

Thanks Peter for your invaluable advice! Happy Holidays!

Q: Hello Peter
My total market value portfolio is about $136,000 it consist of:
ACQ in TFSA 10.8%
CSU in TFSA 11.4%
AD in TFSA 8.0 %
BAD in TFSA 11.1%
AYA 8.5%
STN 6.8%
BYD.UN 8.0%
MG 3.8%
ESL 5.7%
RRX 5.6%
MCB 6.1%
DHX 8.1%
LSI 6.1%
On January 01.2014 I want to invest into my TFSA account $10,500
and another $10,000 into other part of my portfolio.

I am down on AD about 15% and on LSI about 16%.
My question is should I increase existing units number or add another stocks like AVO or HCG or maybe you have any suggestions.
Regards Andrew B.

Q: Regarding AXX (Axia) what is the PE net of their cash position (once the sales close)?
You mentioned in an answer to a previous question they don't appear to have a good growth profile, however, in the most recent quarter they reported 14% YOY EBITDA growth. The covage network in France appears to have a good growth profile and the new network coming on line in Massachussets should add even further growth.
They appear to have a strong clean balance sheet and a proven ability to develop and monetize these fibre networks. I would think longer term someone either buys out their networks or they'll turn into a nice cash cow type utility company. Am I missing something here what's not to like?

Rob

Q: Hello,

Is ESL still a buy at this price?

Would you choose ESL or AYA if you could only buy one of them?

Thanks,
Carla

Q: Hello Peter and team:

Wishing all of you joy, peace and health in the new year.

I am considering adding Constellation (CSU) and VRX to my portfolio. Is it too late to add any of these or should I wait for a dip? What about the debt levels for CSU and VRX? Would you be worried?
I have small positions in HCG, MG and CCT. Some people are suggesting to sell all of these: CCT, MG and HCG? What do you think? Is there more upside in these stocks?

Thanks for a great service. Sirish

Q: HI Peter & Co: No hurry with this. Today on BNN, James Hodgins had some good things to say about Neulion (NEU). Would you give me your take on this company?

Many thanks

Q: Hi,
I have received a proxy package from Renegade Petroleum. Looks like a group headed by Rick George wants to throw out the old Board of Directors. Do you think this might be a good idea, the stock sure has underperformed?

Thanks,
Charlie

Q: Hi Peter and Team...Your self esteem must be sky high knowing you are helping little investors compete with the large financial institutions! Your ethical service will be very successful because you are fulfilling an urgent business need!
I know Eric Nutall and other analysts have promoted Painted Pony in the past. The stock has now fallen to $6.50.
I know it was probably hit hard with tax loss selling. However, I would love to get your current update on this stock. How do you rate there fundamentals...balance sheet, properties, management and ability to survive in the 'new world of oil'...Do you think there are any skeletons in the closet? If there are risks would you rate it a contrarian play?
Thanks always for your precise and concise response!
Dr. Ernest Rivait

Q: Hi Peter and best of the season.
PSD was haulted and then came back with a 10% lift. Any news there? I remember when you were regularly on BNN Market Call and often a Top Pick would get a similar bounce (you and Joseph Schachter seemed to be only ones who could do that). Jason Donville had this one as a TP on the 24th. Could this have been a Donville bounce? Thanks.

Q: I'm looking to add a pharmaceutical to my portfolio. Can you give me your take on VRX vs PTI?

Thankyou and Happy New Year to all.

Q: RESP question for infant
Finally after 2 months of red tape , we have an RESP set up for our infant grandson. In November 5I suggested Avigilon[up 24%], Great Canadian [up a bit[, Exco[up 18 %], Easyhome[up 14%], and Amaya[down marginally]. We would like to take a position in 2 companies. Has your opinion changed since November as 3 out of 5 have performed so well?
Happy new year and thanks again for all your research.

Q: Hope you had a good holiday. My wife wants to inquire about etf YXM. We would appreciate your comments. TIA,
Gary

Q: Hi Peter & Team :
Enbridge Income Fund ENF had bounced from about $22.50 to $23.76 in the last 5 days. I intend to take a full position for income for the long term and wonder why it has popped up so much. I also own PPL TRP and BTE. Is there any company specific reason other than market buoyancy? Could I reasonably expect a pullback below $23 in the next few days or should I just go ahead and buy now?
Many thanks......... Paul

Q: Fiera is a money manager, has grown by acquisition, which is the only way to grow in the pension management business. What do they do when they run out of new operations to acquire? I would like for long term hold for the dividend and growth, I would appreciate your view on weather Fiera Capital would work for me? Thanks Barry love your site

Q: Good evening.
In responding to Walter's question about tax deductibility of 5i membership, my understanding is that newsletter subscriptions are questionable and advice is acceptable. To support my claimed expense I always print off at least one of my questions and the 5i response to demonstrate that specific advice has been given to me. I do the same for my Keystone Small Cap Report.
Hope that helps.
Ed

Q: Happy holidays to all.

1) I just renewed my service for 2 years and I am wondering if the cost of the subscription can be used as a tax deduction?

2) Suggestion. I was hoping to search your site for the above question (as somebody else may have asked it - to avoid disturbing you), however I realized that I could only search by symbol. Maybe at some future time (a low priority at this time), it may be nice to search by symbol and by other search criteria as well.

Thanks again.

Q: Hi Team: Is AGI.warrants a buy? Trading around $1.17 a warrant.
Has long term life.I do not know how to value these warrants.
Thank you
George Hemmerich

ALAMOS GOLD INC WT 8/30/18

Q: Good day:
with the ice storm that is causing the damages to esp Toronto; the claims fro insurances
will go up
which insurance company will take the most hit ? I would like to avoid those to put
money in, thanks

Michael

Q: what are your thoughts on investing in brookfield asset management tsx:bama.a and at what percentage of my portfolio. thanku