Investment Q&A

Q: I am sorry to hear that you've decided to exclude dividends as an item separate from returns. I think yield and returns are quite different. I'm in retirement and by nature have little confidence in future growth,surmised from historical information and predictions. Simplistically, my general prejudice is to filter out anything which doesn't distribute half its profits.

Q: If you could only keep 10 companies in your Balanced Equity Portfolio, which would they be?

My portfolio has become too large for managing and gleaning acceptable returns.

Thank You
Frank

Q: Could you please comment on Dirrt's revenue and earnings vs estimates? Also the forward outlook?
Thank you
Dave

Q: Hi Peter and Team,
I have been building up the 5i growth portfolio gradually, and am looking to buy both BCI New Look Eye Wear and PEO People Corp.
What would be the good entry point for the above two stocks?
Thanks a lot for your help as always. Pui

Q: Hello Peter, thanks to the extra $4500 in TFSA room and some additional uninvested cash, I'd like to now add two stocks from your Growth portfolio to my TFSA (where, of course, one prefers one's largest gains to occur). I already have full positions in AVO, DHX, XTC and GUD. Can you please recommend two choices based on current prices. (I know you have favoured CDV and CXI very recently, but given the large gains I've missed in the last month, I worry about pulling the trigger on those.) Also, kindly suggest a good current choice from your balanced portfolio for my non-registered account. (I already own AW, ESL, FCR, HCG, MDA, BIN, SJ, and WPK amongst others.) I was considering TELUS? Thanks in advance! James

Q: Your view on their first quarter. Thanks dave

Q: I am a little confused on the ACB Share Price for Magna in your recent report on the Balanced Portfolio. It states a price of $55.72 with a total return of 9.1%. I was wondering if the stock split has been factored in to this assessment. Please keep up the excellent work.

Q: Hello "Team Peter", I have cash to deploy and would like to add to my existing holdings in the Balanced and Income portfolios. Can you give me your top 5 stocks to add to at this time? I am a long term holder and weighting is not an issue as all holding are below 5%. Should I do it now or gradually over the summer?
Many thanks!

Q: Hello Peter & Co,
My RRIF portfolio consists of 83% equity and 17% cash. When I calculate my equity returns, I do not consider the cash position; do you consider the 5% cash position (as long as it is not redeployed) in the original model portfolio in calculating the returns?
Thanks,
Antoine

Q: In an answer to Clint on April 30, regarding good management teams, you provided PEO as a possibility. I'm guessing you meant PEY (Peyto Corporation) rather than PEO (People Corporation)? Is that correct? ... or are you actually endorsing the management team of the latter?

Q: Hi Peter,

I've had success buying stocks of companies that have good management teams. What companies in your growth portfolio would you consider as having very good to excellent management teams.

Thanks

Q: Can you tell me what the consensus revenue and earnings expectations are for this quarter. Thanks.

Q: I am looking at buying all of the stocks in your Growth Portfolio. We will use all of our funds in our TFSA accounts (around $100K) as well as around $200K in one registered account. Overall we will target your suggested allocation %'s. If we buy all of the stocks pro-rata across the 3 accounts it will result in some pretty small holdings in the TFSA accounts. I was thinking that if we were to hold the IWO allocation entirely in the registered account - and none in the TFSA accounts it would free up funds to allocate to the individual stocks in the TFSA's (and would mean lower holdings of the individual stocks in the registered account). Is this a reasonable approach - I think it means risk and reward potential is higher in the TFSA accounts without the IWO allocation. Any other suggestions or should I just stick with a pro-rata allocation (including IWO) across all of the accounts. Many thanks

Q: Hi I am a new member
I have look at all your Model portfolio and need to make a decision on how to invest 50k that is sitting in bank saving account not doing much
I am 54 years old plan to retire in 6 years
I think the Income portfolio is well suited for me
I am not sure if 50K is enough money to invest in all 20 equities
Should I pick 10 out of 20 to make my trading fee more reasonable (I have a self manage RRSP trading account)
if yes what would be your first 10 pick in the income portfolio

Q: Hello Peter and team
I am starting to build the growth portfolio and the only 2 names I already own are CXI and DHX, what would be the next 2 names you would suggest adding, these 2 would be held in TFSA thanks to the new limit.
Thanks for all you help, amazing service for the do it yourself investor.

Q: Good Evening, I would like to ask about Guestlogix. I am curious about them because of what they offer in the airline industry. When you think about it, when one goes to the airport they almost always have to purchase something, such as food, because it is more of a hassle trying to get it through the gate. Anyways, would appreciate your input on this company.
Seamus

Q: Hi Peter and company, At first thanks for this great service, it adds a lot value for small investors like me. So today I completed buying the whole growth portfolio(i was buying over last week). For most of the companies I bought them more or less 10% of your recommended price. But looking back I realized I did pay big premiums(from your recommended price) for these companies.

DRT - 26% more of your recommended price
CXI - 21% more of your recommended price
GXI - 15% more of your recommended price
XTC - 14% more of your recommended price
SCR - 13% more of your recommended price
CDV - 12% more of your recommended price
KXS - 10% more of your recommended price

I know you guys don't believe in 'target price'. But can you please give me your honest opinion for these mentioned companies at these elevated prices?

Should I sell some of the positions(I think I still can as their current price still hover around where I bought them)? I have a 2-5 years time horizon.

Please be selective, even if you can find one which does not look attractive at these price, please suggest.

Q: Hi
New to this site, just joined today. I think it is full of information. Would you buy CDV at this price or would you recommend I buy another stock for my first buy

Q: I have a full position in AVO, BCI, CXI, DHX, EFN, LMP, PHM, PLI and XTC. Overweight in IWO and half positions in CDV and GXI.
I am wondering which growth stock I should add next, or maybe just increase my CDV and GXI holdings.
This would be on margin borrowing and I am okay with leveraged investment at this point in time. While I understand these are meant for 3-5 year holdings, perhaps your suggestion could factor in a 1-3 year period as an additional variable.
I would appreciate your suggestion as well as your opinion on leveraged investing for the growth portfolio.
Thanks

Q: Hi,

I have added nearly all the equities in the Growth Portfolio (excluding financials and IWO) to my holdings with percentages ranging from 1% (SCR, QHR) to about 4% (DRT, XTC). I also have CHR, ET, CLR, ESP, KLS, SIS, RZZ, THO, MTSN, SYZ, CPH, RX and WEF among other holdings in my entire portfolio which 5i has had a favorable view in the recent months. My question is whether this portfolio will be too risky in a market correction as I believe more in Small Cap growth than large caps. Plus one or two takeovers will boost this portfolio a lot. What do you think would the right strategy here. Thanks