Q: I sometimes see inside selling of small or micro-cap shares, often in conjunction with an exercise of options to purchase at a much lower price. The insider often is only selling a small % of their holding. Are these sales sometimes done in order to get a block of shares in the hands of larger buyers, like institutions or funds?
You can view 3 more answers this month. Sign up for a free trial for unlimited access.
Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I've been a member for over a year now and appreciate all the help you have given regarding individual equity choices. My wife and I are both 70 years of age. Our pensions provide enough money to meet all of our monthly needs so we are able to take on some risk. I am having some difficulty determining what percentage of our portfolio should be in each sector. I would appreciate it if you would suggest how much we should relegate to each of the following categories and one or two etfs (I like the Vanguard family for their low fees) that you think would provide the exposure we need.
1. Fixed income
2. Canadian equities
3. American equities - I'm leaning towards VUN
4. Global equities.
Thanks once again for your guidance.
1. Fixed income
2. Canadian equities
3. American equities - I'm leaning towards VUN
4. Global equities.
Thanks once again for your guidance.
Q: Peter; When a company does a buy back program what reporting criteria are they obligated to follow, i.e. are they " insiders" and have to report that way or just quarterly or ? Thanks.Rod
Q: Can you please tell me when the following three companies report:
DRT
PHM
CRH Medical
And where can I find this information?
Best,
Carla
DRT
PHM
CRH Medical
And where can I find this information?
Best,
Carla
Q: Between 5I, CMS and Derick Foster one does not have to look any further for investment advice. Thank You. Do know if the interest paid in a margin account negotiable. Maybe you or someone in the 5I community might know. I am with TD and love the service there. I read all questions daily and find it to be very informative. Your the best.
Q: If we see a material reduction in short interest is that an indication that share price may have found a bottom? Just wondering if it is worth paying attention to the short interest in Home Capital.
Q: I'm planning to use your three model portfolios as a guide for my own investments. While your models show percentage holdings for each stock within a portfolio, I haven't noticed a theoretical total dollar amount or relative percentage for each of the three portfolios as a whole.
My question is what percentage of each of the three portfolios would you recommend to someone with a 5-7 year horizon?
Thanks as always for your great website
My question is what percentage of each of the three portfolios would you recommend to someone with a 5-7 year horizon?
Thanks as always for your great website
Q: hello 5i:
just noticed some of the trading that's been going on in CSH.UN. The following is copied from the TMX website. Can you explain how someone can be both a buyer and a seller (79)?
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 3,100 0.15 TSX 039 002
07/14/2015 4:00 PM EDT Q 11.57 1,400 0.15 TSX 039 002
QuoteMedia logo
Copyright © QuoteMedia. Data delayed 15 minutes unless otherwise indicated. View delay times for all exchanges.
just noticed some of the trading that's been going on in CSH.UN. The following is copied from the TMX website. Can you explain how someone can be both a buyer and a seller (79)?
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 3,100 0.15 TSX 039 002
07/14/2015 4:00 PM EDT Q 11.57 1,400 0.15 TSX 039 002
QuoteMedia logo
Copyright © QuoteMedia. Data delayed 15 minutes unless otherwise indicated. View delay times for all exchanges.
Q: How can a company have a negative debt to cash flow ratio?
What debt ratios do you use when evaluating a company? I use debt/equity, debt to cash flow, and debt to ebitda. For different industries do you use different standards for debt and where would a person find what ratios to use on what industries? Thanks
What debt ratios do you use when evaluating a company? I use debt/equity, debt to cash flow, and debt to ebitda. For different industries do you use different standards for debt and where would a person find what ratios to use on what industries? Thanks
Q: My question has to do with how to determine if I am doing a good job with my investments and am, in fact, outperforming in some way. I am wondering how I should go about establishing a target rate of return for my portfolio, assuming you think that is a good idea. I know that many use the S&P TSX Composite as a proxy but that doesn't really represent the make-up my portfolio so I may be comparing apples to oranges, I currently hold a mix of most of what is suggested in the various 5i portfolios, as well as some international things as well.
Is is best to stick with the TSX, simply because if I can't beat it I should join it or is it best to go through the percentage makeup of each area I invest in and use a weighted average percentage to arrive at an overall number?
My concern is that even if I may "outperform" the TSX but on a risk-adjusted basis, I may actually be underperforming.
Really appreciate the insight.
Paul F.
Is is best to stick with the TSX, simply because if I can't beat it I should join it or is it best to go through the percentage makeup of each area I invest in and use a weighted average percentage to arrive at an overall number?
My concern is that even if I may "outperform" the TSX but on a risk-adjusted basis, I may actually be underperforming.
Really appreciate the insight.
Paul F.
Q: Hello Peter and Team,
Could you please advise me on couple of good websites/places where an individual investor could get earning estimates and how much does it cost on an yearly basis?
Best regards,
Febin
Could you please advise me on couple of good websites/places where an individual investor could get earning estimates and how much does it cost on an yearly basis?
Best regards,
Febin
Q: If Canada's bank rate goes down on the 15th I am assuming Cdn bank stocks will go down and Reits will go up. How do you think it will affect the various sectors on the TSX?
Q: In regards to William's question on July 10 regarding a portfolio tracker,
An Android smartphone App like Peak Stocks (there are many apps available) (free or a one time fee of ~$2.50 for the paid no advertising version) can provide a handy easy to use tracker. Apple has many also. I have used it for over a year now and have no affiliation with anything mentioned. It also provides live widgets to put on your phone's home screen(s) to really follow a stock(s).
It allows for creating many portfolios which can be named as you like. Each port can be in the currency you select. Stocks can be added/deleted as one likes for monitoring. Stocks can be added/deleted as buy/sells so that it monitors the $ value of each stock and the complete portfolio, 0 - 15 minutes delayed. No log in is required.
It provides charting from 1 day to 10 years+, and seems to provide the most recent and historical news for every stock in any of the ports. I often read of news on a stock before I read about it here at 5i considering that 5i is not a news outlet and does a great job of providing info and answering questions.
Within the app this is accomplished by simply clicking on the stock in a port which instantly opens a chart with price, volume...then swipe the screen left and the news page is open.
Some suggestions of port types that can be created are: (different)Sectors, Real port stock tracking, Cash Port, RSP port, TFSA, Watch List CDN., Watch List U.S., 5i's Rec's 2015, 5i's Income Rec's, All of My Holdings......
I find an app like this is very handy without the need of being at a computer, as it allows stock and bond tracking from anywhere as most people now-a-days have a smartphone with a data provision. It uses minimal data.
An app like this allows for instant tracking without having to log into a person's brokerage account.
Globe and Mail Investors, Globe Investor, MY WATCHLIST also allows for many ports to be created and provides a reasonable amount of information. It requires setting up a free account and must be logged in to access it from a computer, tablet, smartphone....
Hope this is of some value to someone.
Stan
An Android smartphone App like Peak Stocks (there are many apps available) (free or a one time fee of ~$2.50 for the paid no advertising version) can provide a handy easy to use tracker. Apple has many also. I have used it for over a year now and have no affiliation with anything mentioned. It also provides live widgets to put on your phone's home screen(s) to really follow a stock(s).
It allows for creating many portfolios which can be named as you like. Each port can be in the currency you select. Stocks can be added/deleted as one likes for monitoring. Stocks can be added/deleted as buy/sells so that it monitors the $ value of each stock and the complete portfolio, 0 - 15 minutes delayed. No log in is required.
It provides charting from 1 day to 10 years+, and seems to provide the most recent and historical news for every stock in any of the ports. I often read of news on a stock before I read about it here at 5i considering that 5i is not a news outlet and does a great job of providing info and answering questions.
Within the app this is accomplished by simply clicking on the stock in a port which instantly opens a chart with price, volume...then swipe the screen left and the news page is open.
Some suggestions of port types that can be created are: (different)Sectors, Real port stock tracking, Cash Port, RSP port, TFSA, Watch List CDN., Watch List U.S., 5i's Rec's 2015, 5i's Income Rec's, All of My Holdings......
I find an app like this is very handy without the need of being at a computer, as it allows stock and bond tracking from anywhere as most people now-a-days have a smartphone with a data provision. It uses minimal data.
An app like this allows for instant tracking without having to log into a person's brokerage account.
Globe and Mail Investors, Globe Investor, MY WATCHLIST also allows for many ports to be created and provides a reasonable amount of information. It requires setting up a free account and must be logged in to access it from a computer, tablet, smartphone....
Hope this is of some value to someone.
Stan
Q: I use TMX powerstream by the TMX group. Not cheap but very good for tracking more complex portfolios of stocks. Provides me with quick analytical tools. Cannot work without it now.
Q: You have probably written an article about this and I would like to read it. I see a lot of questions that start with the phrase "there is a lot of SELLING of BLANK (example "phm). Could you not insert the phrase "there is a lot of BUYING of phm".
It seems to me that when the volume goes up on a stock it could be caused by a number of people seeing an opportunity to get in cheap on a stock and start making ridiculous bids in the hopes of picking up a growth stock at a great price.
Day traders must love a stock like phm. If they know what they are doing they can make 5 or 6 percent a day.
It seems to me that when the volume goes up on a stock it could be caused by a number of people seeing an opportunity to get in cheap on a stock and start making ridiculous bids in the hopes of picking up a growth stock at a great price.
Day traders must love a stock like phm. If they know what they are doing they can make 5 or 6 percent a day.
Q: Hi Team,
Blake asked about Canadian blue chips that have never cut their dividend.
There is a list here of Canadian dividend all-stars that have increased their dividend for 5 or more calendar years in a row: http://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/
It might provide some ideas although not all on the list are blue chips.
Blake asked about Canadian blue chips that have never cut their dividend.
There is a list here of Canadian dividend all-stars that have increased their dividend for 5 or more calendar years in a row: http://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/
It might provide some ideas although not all on the list are blue chips.
Q: Hi Peter, Ryan, Team,
In answer to Peter's question today, we have used INVESTOOLS.COM owned by TD Ameritrade for 15 years now. They allow you a very large of portfolios- 50 or 60... Costs about 400$/ yr. Very user friendly. Easy on the eyes. We make sector portfolios and track them.
If anyone has a better suggestion, i would like to know. sarah
In answer to Peter's question today, we have used INVESTOOLS.COM owned by TD Ameritrade for 15 years now. They allow you a very large of portfolios- 50 or 60... Costs about 400$/ yr. Very user friendly. Easy on the eyes. We make sector portfolios and track them.
If anyone has a better suggestion, i would like to know. sarah
Q: On a single, consolidated, basis, I'd like to be able to easily look at the holdings in all of my, and my wife's, accounts. This would be a spreadsheet alternative, and should help simplify sector allocation, etc.
Do you know of such a product?
[All accounts are with TD Waterhouse, but there's no indication separate/ combined views are possible with TDW's portfolio program.]
Do you know of such a product?
[All accounts are with TD Waterhouse, but there's no indication separate/ combined views are possible with TDW's portfolio program.]
Q: Hi,
Marc asked earlier about how a retail investor can get access to 90-day corporate debt. Not sure if this qualifies but on the TD Web Broker platform under fixed income I am able to purchase banker's acceptances and bearer's deposit notes in the 90 day range.
Marc asked earlier about how a retail investor can get access to 90-day corporate debt. Not sure if this qualifies but on the TD Web Broker platform under fixed income I am able to purchase banker's acceptances and bearer's deposit notes in the 90 day range.
Q: Could you please explain what a covered call option is and site a hypothetic example of when the call option would be exercised
Carl
Carl