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  5. CBO: I am all equities in my RSP and RIF portfolio. [iShares 1-5 Year Laddered Corporate Bond Index ETF]
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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I am all equities in my RSP and RIF portfolio. Although a solid blue chip list of Cdn, US, some international, I would like to mitigate risk by adding one or two bond etf's (cdn dollar). These can be Canadian bonds or a combination NA and global. Please offer one or two...and are we looking at shorter duration or longer in light of current interest rate environment/future outlook. Ideally 4%+ yield
Asked by Harry on October 27, 2025
5i Research Answer:

With interest rates heading lower, there may be a tendency for investors to go long term, but keep in mind such a decision would still be a 'bet' on the yield curve. We would prefer a more balanced approach. We would suggest XBB (general Canada), CBO (corporate), XHY (US high yield), BND (US total bond). 

Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in XHY.