Investment Q&A

Q: I have just read a new article with a doomsday comment about another financial crisis being on its way. "The same problems that caused the financial crisis are back". I understand that no one can really predict things but given the strong upward trends that we have seen one could expect some sort of correction. To take a conservation approach how should one adjust their investment distribution. What sectors are less affected? and would ETF's or mutual funds be safer that stocks? What about bonds? This is probably worth a couple of credits. Thank you, Doug

Q: I am a retired, conservative dividend-income investor. I own the above stocks plus ZLB, XIT, RBC Cdn Equity Inc, Sentry Cdn Inc, Sentry REIT, Fisgard Capital, Insured Annuities and receive a company pension and CPP. Assume a well diversified portfolio.

Question # 1 = do you see any stocks-ETFs-MFs of concern in the above list?

Question # 2 = I'd like to add one of the following: KBL, NFI, NWC, ZCL. I am looking for a safe, growing dividend, some capital appreciation and liquidity. Can you please provide your ranking and why.

Thanks for your help...Steve

Q: On aug 1st my question requires further clarification my wife is 68yrs of age and retired would your choices for investments remain the same or would your choices now be different Plse feel free to deduct a question

Q: Marylin question.
I use this web site for dividende growth http://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/
Publish as you which

Q: can you refer to a few hedge funds or managers that generally produce excellent results year over year?
i like dkam but they are closed for new investments.

Q: Hi Team, Thanks for answering our non-stock related questions. Here's a link to share on T1135 form for those holding US
stocks.
http://www.mondaq.com/article.asp?articleid=614998&email_access=on&chk=2148090&q=1533092

Q: Hello: I am trying to find the list of those companies (Canadian, US, global) who have increased dividends year over year +for ever+. I know I have seen it but am not able to find it right now. Can you please point me to this, I am going to try to use it more in my portfolio planning. Many thanks to you, Marilyn

Q: In response to John on Aug 1st, here is a link to the Bank of Canada CAD index against a basket of 6 currencies: http://www.bankofcanada.ca/rates/exchange/ceri/

Q: Hi Peter, Ryan, and Team,

I'd like to deploy the funds from the recent sale of TNC. (Thank you!) I'm presently underweight in these sectors: Financial, Industrial, Information Technology, and Utilities. At this point in the economic cycle, what would be the most compelling sector? What would your top picks in this sector be if you were a buyer today? Thanks as always.

Q: Dear 5i
I currently own Dynamic Active Core Bond Private Pool DYN3900 as part of my portfolio with my previous financial planner as part of my fixed income .
I`m thinking of selling it in favour of CLF,CBO,CPD and XHY as recommended by 5i.
Do you see this as a good move or do you see any compelling reason for keeping it ?
Thanks
Bill C.

Q: Could you please suggest 4 names to be held in a TFSA, willing to take a medium to high risk, I would not want any names from the balanced equity portfolio.

Q: Hi the great 5I team, following Harry's question on ask and bid price, how unbiased is the market maker? Your answer seems to suggest never put in a market order ? Thanks always.

Q: I am considering realizing some capital gains now at the 50% tax rate in case there is an increase to say 75% in the fall federal budget. How and when will I get more info on the fall budget? Will there be an announcement at some point?

Q: Hello
Could you please tell me averaged over time what has returned more to an investor dividends or share price (broad market). Or worded another way how much money is paid out in dividends and how much is from share price increase. More of an economics of the stock market question. Is there a value? Example on average $2Billion is paid in dividends and $2Billion is share price increases. This question pertains to the TSX but are all stock markets similar in their returns. Thank You
Jeremy

Q: Can you explain currency hedging with a SIMPLE example. Maybe include when it would be advantageous to use a hedged product versus unhedged. I don't think I'm slow, but it's just not clear to me, and I may not be alone.
Len

Q: Hi, 5i!
Which European etfs appeal to you now? I have been considering iefa (as opposed to efa) and eufn.
Have a great day!

Q: What can you tell me about this small cap biotech it's obviously high risk but do you think it has any potential and do they have any products on the markets yet thank you

Q: I am attempting to cut down on the number of stocks that I hold. In each sector I am spread thinly between numerous stocks. I am looking for growth stocks and small amount of dividends. My holding is for the medium /long term and assuming that I am fine with asset allocation. In the utility sector how many of these should I keep and which ones?

AQN, ALA, ENB, ENF, IPL, PKI, PPL TRP, HWO.

Thanks for the great service.

Q: Hi Peter & team,
What would quantitive tightening do to the markets if the feds move ahead with that, and which investments would benefit the most?
Thanks!

Q: This is not a question per say but a large thank you to you and your staff...we have been investing since 2006 and have been members for 2 years or a little more ...we are invested fully in the balanced portfolio with some of the dividend portfolio (approximately half) and five from the growth portfolio...the education that you have provided through answering questions and email updates have done more for us than all of the other avenues we have taken during our investing time...we were thrown into it when we elected to take a c.v. from our pension plan and up to that time had not had anything to do with investing but were led to your company thru BNN and your appearances...so thank you again and keep up the good work you are changing peoples lives....gene