Investment Q&A

Q: can you comment on the potential investment merits of Pender Growth fund -PTF ON VANCOUVER

Q: I have been considering moving to a larger percentage of cash (60-70%)
My concern is that with the proposed tax plan due from Trump next week that the market is thinking one thing and if it does not line up with what is proposed that we will see a dramatic fall.
Can I get your thoughts please.

Thanks

Q: Hello 5i team,
Much is being said about protecting one's portfolio in the event of a correction; here is what I think.

Let’s assume that my portfolio is worth 100k, 5k of which is in gold (5% as you suggest).

If the market corrects by 10% and gold appreciates by 10%, the value of my portfolio would drop to 91k (85.5k equity, 5.5k gold); If I did not hold any gold, my portfolio would have dropped to 90k (or 1k less).

If the market corrects and gold appreciates by 20%, the value of the portfolio would drop to respectively 83k and 80k (or 3k less).

If the market corrects and gold appreciates by 40%, the value of the portfolio would drop to respectively 64k and 60k (or 4k less).

I conclude that holding 5% of my portfolio in gold does not provide materially significant protection in any of the above scenarios.

If one desires real protection in any of the above scenarios, 50% of the portfolio should be in gold; only then would the value of the portfolio remain intact.

Your comments are most appreciated,

Antoine

Q: You talk about sector and asset weighting based on an entire portfolio. If one's portfolio is say $50,000 and a 9% stock weighting is $4,500 is it worth the fees to sell and re-balance? Does the answer change if it's a long term holding? What if the individual is making regular contributions of $10,000 / year? Could they continue to hold that 9% position and reduce it over X number of years by investing in other assets?

Q: What do you think a minimum % position should be for individual equities? I have a very diversified portfolio, but I think some of my positions are to small.
Thanks David

Q: Just wondering if you can give me a list of three to five stocks that pay dividends as eligible dividends for the tax credit. Prefer them to be paid monthly. I want dividends as well as some growth if possible.

Thanks

Q: The markets have had quite a run and I am considering the manner in which I can protect the bulk of those gains. Although I acknowledge and understand that market timing doesn't work, intuitively given the extent of the market run, the odds of a pullback must be greater and therefor are not some hedging strategies prudent at this juncture? How can I hedge those gains in a self directed account with a mix of registered and taxable accounts, the bulk being in taxables which have in certain securities significant gains? Thx

Q: I am interested in listed companies that manufacture and sell robots for warehouse use. I think this market is going to grow substantially in the next while. Can you suggest some companies that are involved in this area ?

Q: If I want to have cash for future purchases, what is the best way to raise cash in a portfolio of stocks? e.g. sell losers, trim profits across several stocks?

Q: OCLR dropped 11 percent yesterday on a rumour it may lose ZTE as a client. Is this a buying opportunity or is the risk higher on this name now?

Q: Small caps REALLY seem to be moving, many which I own from your growth portfolio. For example, PLI, IRD, PHO, CRH, ECN, TNC, GUD, SVI, and ITC. Is it the individual stories for each stock that is pushing prices up, or do you see a larger rotation into small caps? Do you feel their is still value in the names above and in small caps in general?

Regards,

Robert

Q: I own all holdings in the Balanced Equity portfolio except those listed here. Based on current valuations, which of the remaining 7 would you take a position in using cash available in a RRSP as a result of a recent contribution. Time horizon of 5 years+

Q: Hi 5i team. The bulk of our savings is managed professionally and is balanced and diversified (I hope).My spouse and I manage our own TFSA. We would like the TFSAs to have a high growth potential. Currently my porfolio has 15% cash, 8.14% BAD, 5.82% CGX, 4.52% DRT, 4.89% INP, 6.92% GUD, 4.41% MDA, 5.18% NXPI, 17.53% PPL, 7.14% TC and 18.66% BYD
My husband has 24.35% cash, 9.24% ALA, 6.76% CXI, 20.54% CSU, 8.88% GSY, 18.78% KXS and 10.97% WCN.
We would like to have a balanced asset allocation and still keep it high growth.
Please suggest what we should keep, sell and any buy recommendations.
Please deduct as many credits as appropriate.

Also, could you advise how often I should check on my porfolio and rebalance it?

Q: I am cleaning up my portfolio and have to deal with a $35k loss on Terra Energy (TTRHF) .. what is the best way to do this? I was sent a form to sign by my online broker (Letter of Authorization - Direction to Remove and Assign Securities (Delisted)) .. is this a good idea? And what about the case of a stock that is still listed (e.g. Knighthawk - KHA) at 2 cents?
Your advice is much appreciated in dealing with these matters.

Q: Hi Team 5i - BTUUQ (Peabody) shareholders according to most reports will be OLI (outside lookin in) and get nothing for their shares once Peabody comes out of BP. Why then are the shares still being traded so actively? Thank you for the great insight!

Q: Hi 5I, I now have 180000 in my TFSA mainly from investing in EIF. I have since diversified and feel like I need to make more trades. I heard CRA can tax you if they figure one is treating this as a job? Your thoughts please.

Regards

Q: For a balanced portfolio what would you recommend for the money market /cash portion?

Q: Could I please get your opinion of these two funds Thanx Robbie

Q: I have been thinking about adding medical services to my portfolio.
There are several, in your opinion which one would you be better for the long term and dividend.

John

Q: What would be your suggestions in the Usa and Canadian for rental residential?