Investment Q&A

Q: I consider a 4.5% loss of capital a very poor trade for a 6% raise in div
Stan Zuke

Q: Is this a good time to step into Europe, using FHB as an
introduction to European banking.

Q: Good day Peter, Ryan and gang. I have a friend who may be joining 5i quite soon, who has just come into her inheritance and she is going to start with her first TFSA. She will probably want to buy slowly as she learns. I offered to suggest a bit to get her started on her journey. She is 60 and a newbie to any type of investing. I am thinking of growth with a bit of dividend (or visa versa or both) Canadian ETF(s). And maybe a few stable good dividend stocks to start learning about. She plans to hold and let them grow (hopefully) while she learns. I much appreciate your help with this. Thank you as always. You are the best and I boast about you a lot.

Q: What do you think of CYS Investment, a US company. I understand that it is a REIT with a high dividend. What can you tell on this company? How it will be affected by a raise in the interest rate? Do you think that the dividend is safe and do you recommend to buy it for income? Or do you have better suggestions?

Thanks for your great service, Michel

Q: Hello, when I step back and review my investing style over the years I come to the conclusion that I am:

1. Too chicken to buy gold
2. Too greedy to buy utilities
3. Too bored with telecoms.

Do you think it is ok or possible to be properly diversified without holding any of these sectors? Or should I seek therapy? Thank you.

Q: Hi Peter and team. I have opened a $35,000 TFSA for my daughter and would like your recommendations for 4 to 5 names for income and growth.
Thank you,
Nick

Q: Can you please comment on their latest figures and short-term prospects. I've held it for a long time and have a nice profit. I'm wondering if there is much more upside or I'm better off with cash for something more worthwhile. I don't really need the money otherwise.

Thanks to everyone on the team.

Q: How do you feel about this ipo?

Q: Nobilis reported what appeared to be robust Q4 results this morning, and the stock soared 20% in response. What are your thoughts on this name now, bearing in mind that you wrote back on Jan 18 that you had trust issues with some members of management. Have those concerns been alleviated since you wrote this, and if not, would your concerns be sufficiently great to steer investors away from this name at this point, or would they simply prevent you from fully endorsing a purchase? Thanks.

Q: Hello 5i Team,

I have held Sentry Select’s Fund NCE 1032 since 2008 and it is up considerably. On the other side I hold several energy stocks which are not doing well, among them Surge Energy. I have taken some losses in Surge but should have taken the entire loss months ago. I just put too much faith in Surge management. Lesson learned.

I understand that I can exit Sentry in 2015 without any redemption fee.

Would it be wise to sell Sentry and offset that capital gain with losses from Surge and other stocks? That would provide cash to invest in other stocks.

Thanks.....

Q: Looking to get some exposure to the US banking sector, one one hand everybody says that bac is a buy trading at less than book value. I also know that Benj Gallander has recommended func many times and he is very good at picking these small cap companies as long as your looking long term. What are your thoughts?

Q: Hi, Could you please provide your opinion on this stock? Thanks

Q: Hi Peter,

Can you offer 5 tips for portfolio construction in order to perform well in a rising interest rate environment?

Thanks.

Q: Am looking to take a position in the healthcare sector for my RRSP. Long term hold and a good safe yield is important. Your opinion on the following is appreciated.

ZUH
XHC
HHL.UN
GHC.UN

Is there another stock or investment vehicle you would prefer?

On another note, as a subscriber since Dec., I expected to benefit most from your opinions on individual stocks, but would say that it is your overall investment advice that I appreciate the most.
Thanks

Q: Hello Peter What your take on this deal I for one find it hard to understand The only thing I feel certain the stock is going to drop tomorrow ,
Stan

Q: Hi Folks:
DCF seems to be consolidating for a while. Would this be a good time to get in or is there more downside coming?

Q: Which company would you choose for a 3 to 5 year time horizon between sylogist and avigilon, disregarding sylogist's dividend, thanks

Q: I read this (i've excerpted) over the weekend. I expect you're familiar with the thesis, but I'm wondering what your take is on this for someone with little interest in researching and monitoring individual stocks, asset allocations, etc.
The One-Minute Portfolio consists of two exchange-traded funds (ETFs): the iShares S&P/TSX 60 Index Fund (XIU) and iShares Canadian Bond Index Fund (XBB). There is no requirement for hours of research to pick stocks or time markets. Only an annual rebalancing is needed….

Over the dozen years from 2003 to 2014, the One-Minute Portfolio’s average annual compound rate of return was 8.9 per cent on a total return basis. …

In the most basic form of the One-Minute Portfolio, an investor rebalances back to a fixed asset allocation, a common one being 60 per cent stocks and 40 per cent bonds. A slightly more advanced version, used in the published updates, allows the target asset allocation to vary according to the state of the stock market – as prescribed in Benjamin Graham’s investment book, The Intelligent Investor.

In general terms, the rule is: if stocks are getting frothy, their portfolio weight is cut. Conversely, if stocks are in a deep funk, their weight is raised.

from My OwnAdvisor

Q: I like the idea of international exposure but my preference is to hold Canadian listed companies. Can I get a list (maybe 5 to 10?) of 5i covered companies that have the best international or US exposure?

Thanks in advance!

Q: Can you comment on their latest earnings. thanks