Investment Q&A

Q: Good morning 5I

Glad someone asked about the model portfolio and if less than 100 thousand is worth it. With 50 thousand in my TFSA, which 10 of the twenty stocks in the model would you suggest?

As always,i value your insight.

Q: Good Morning 5i Team and thanks for such a great product. I am learning a lot from member questions and your responses.

Weighting of a portfolio is very important and in your model portfolio you keep the weightings around the 5% mark. For those who might have less than $100,000 such as in a TFSA account it seems almost pointless to purchase less than a board lot as any gains, while maybe nice on a percentage basis, may not add much in terms of value when trading fees are calculated in. In a smaller account one may only have 2 or 3 stocks and this would distort the 5% weighting practice.

My question is, at what portfolio dollar level would you consider moving closer to the 5% weighting recommendation?

Q: Quick question on FLOT. In the model portfolio it shows acb as $55.97. RBC is giving me a quote of $50.66 for April 1.
Mike

Q: Your model portfolios are a great aid in putting together my own investment portfolios, thanks for the great work. In your income portfolio spreadsheet, can you add a column to show the dividend increases for each stock, perhaps a percent growth over the past three years? Or would you consider that to be superfluous?

Q: Hi Peter and Team,

I bought the 5 income ETFs from the 5i model income portfolio and have enough cash to buy 2 more stocks. Of the following I don't yet own, which would you consider to provide the best chances of reliable long term income?
BCE
DH
ETL
SPB
SGY
VNR
WSP

Please note I also already own all the other income stocks in the portfolio as well as Stantec and Telus if that affects your response. Otherwise I have a well-balanced portfolio.

Thank you very much. Michael

Q: Can you give 1 or 2 names of also rans for the model portfolio and the income portfolio i.e. You almost decided to put them in there. Many thanks for the great service.

Q: CVD as recommended in your new Income Portfolio has almost zero trading volume making it difficult to buy. Can you recommend an alternate?

Q: Hello 5i team
With the changes in your model portfolio and the new income portfolio I have some questions regarding making changes to my portfolio.
I have owned TransCanada Pipe Line for a while, bought at $36 so I have a nice capital gain. I see you prefer Enbridge which I have avoided because of its expensive valuation. I own TRP for income and growth, I have 1000 shares, should I swap for Enbridge? TRP is in my RRIF account.
I recently bought Precision drilling but this is not in your portfolio, I was diversifying into the oil and gas services sector. Would you recommend a swap with Black Diamond Group or do you have an alternate?
Thank you David.

Q: 5i Research team
Could I have your opinion on (spb) superior plus. Is its dividend safe? it looks like it may be breaking out.
Cal

Q: Thank You to 5i team for the assistance you provide,i resetting my rsp. portfolio based on your income list.For many years i kept PPL running on ours RSP and TSFA and added some TOG about 6 months ago,can ENB and SGY be replace by PPL and TOG in the same size proportion about 5% in each account i'm over 70 (yes)
Dan

Q: Great service, love the q&a forum, the tweets, the blog, and the fantastic education. I am learning every day and have done very well since joining last spring.
I am dividing this part of my financial plan into 50% Model portfolio and 50% Model income portfolio. I need to buy 4 of the Equity, SJ, BDI, CCL.B, and top up AYA, and also purchase 11 of the Income portfolio. I am just wondering how fast I should execute the purchases given, the fact that we are moving into the April, May, spring summer period now. I am not expecting a portfolio assessment. Thank you.

Q: Here's a meta-question: What are the risks involved in relying on the recommandation of 5iResearch and it's portfolio? In a sense, I'm actually asking about your bias and angle to investing. Hope you don't mind my question.

Q: Hello Peter....Is VRX (Valeant) a sell? I recently purchase it with the holding now being -10%. But I read your sector bubble reason for deleting it from the model portfolio....thanks....tom m

Q: Hi Peter,
Now that you have released the income portfolio and have included Valener and sold BEP.un and IPL to make room for this name would you suggest we sell our utilities/pipelines to buy this? For example sell TRP to buy VNR? Thank-you.

Q: Sorry if this Q has been asked/answered before.
Can u tell me how you decided to remove the 6 stocks and add the 6 in the growth portfolio.
Tks.

Q: Could you please expand on the selection of CVD,CPD,ZRE and XHY for the model income portfolio. My concern is that theses ETFs likely have considerable exposure to rising interest rates and in the current environment may not have much appreciation/return potential. I have been holding CBO for the past year and while I have not done the actual calculations I suspect that any 'dividends/payout' may have been offset by the decrease in the price of the units. I realize that in an income portfolio one needs fixed income or similar holdings but were specific debentures, bonds etc. with a defined maturity date a consideration? I would like to ensure you that I am not questioning your choice of these ETFs, but would like to have a better understanding before I add them to the fixed income side of my own investment portfolio. Thanks for you help.

Q: In your income portfolio you have XHY, CPD, ZRE and individual companies. I could get almost the same with XTR and get a higher
yield.
Will I be ahead with XTR?

Q: Hi Team,

Considering your stock and ETF and Unit selections for your most anticipated Income Portfolio,
Starting with the $100,000, which selections out of the group would you purchase in a Registered account, and what would you choose in a non registered acct?

Thanks

Stephen

Q: Peter, I am interested in Valener in the income portfolio. Could you please tell me more about the company. Growth, safety of dividend, Good management? Thanks Ken

Q: Valener is in the income portfolio. There is no report on it and nothing recent in Q&A. Its trading below book and looks to be a buy.Would you just expand a little on your thinking...Thanks.