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  5. CIAI: Long term holder of XIT. [CI Global Artificial Intelligence Fund]
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Investment Q&A

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Q: Long term holder of XIT. It is my proxy for the Tech sector. While using your "total return" charting, I am noticing a recent divergence when comparing XIT to QQQ. Over many different timeframes you could lay one chart over the other and they compared very very well.

Recently the XIT showed a decline, which I believe is due to the potential impact of AI on the software subsector. Lately there appears to be a bit of a software-related recovery. Please correct me if you believe there is another explanation.

If I am correct, this leads me to consider adding a Tech ETF that is heavier into AI. I'm looking at trimming some of XIT and adding a new ETF to my relatively concentrated portfolio of 20-ish ETFs and stocks.

The "AI" ETF I am considering is CIAI. Would you agree with my thought process and the ETF that I have selected?

If so, do you have a suggestion on the relative weighting between XIT vs CIAI? Both would be held in my TFSA. I know you can't comment on individual asset allocations....I'm just looking for ballpark numbers 50-50, 60-40 or 75-25-ish.

Thanks.....Steve
Asked by Stephen on April 21, 2026
5i Research Answer:

We think the sentiment here is correct, with SHOP and CSU being such high weigthings in XIT, it is a bit more 'sfotware' focused while QQQ is a bit more diversified into other areas of tech as well. 

We think CIAI is fine for the purpose of AI exposure but roughly 40% is allocated to NVDA, AVGO, GOOG, MSFT and AMZN. So, there is likely overlap elsewhere in most portfolios. We might prefer something a bit more diversified like QQQ but again iflooking for more concentration in AI specifically, we think it is fine. The relative weighting is really tough to answer as it depends on other exposures and allocations as well. 

Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in XIT, QQQ.