skip to content
  1. Home
  2. >
  3. Questions
  4. >
  5. QQQ: My current plan is to add to my XIT holdings in my TFSA with this year's contribution. [INVESCO QQQ Trust]

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My current plan is to add to my XIT holdings in my TFSA with this year's contribution.

By the way, XIT tracks very well when compared with QQQ...using multiple timeframes on your charting system. They overlay each other very closely....surprises me.

This is actually a "timing" question. Usually I just contribute the money and then buy according to a well laid out plan weeks in the making. However, with the big run up last year and the slide in stock prices lately, I can't help but ponder whether I should just sit on my hands for a bit?

My full plan was actually to buy the first $7k tranche sooner (early Jan), then create some cash from the other holdings in my TFSA and buy a 2nd tranche later...Feb?

Your thoughts?

Thanks for your help throughout the years....been with you from virtually the beginning....love the service!!! Steve
Asked by Stephen on January 07, 2026
5i Research Answer:
Typically the sooner one buys the better, as it maximizes time in the market but psychologically...

Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in XIT, QQQ.

Sign up today for a free 14-day trial and continue your reading!

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; unbiased stocks research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!