Investment Q&A

Q: Hello Peter and team,
Ishares and Vanguard both have world Ex Canada ETFs that are 50% U.S.and 50% everything else. Is there an advantage to owning US and International ETFS separately that can be rebalanced, or is a product like this a good one as there are less fees incurred to buy and sell? Do the managers of the EX Canada ETFs rebalance their holdings? Thank you.

Q: Is it worth getting rid of all these mutual funds? . Are they as bad as they look? Account is for a early 60s couple nearing retirement

Do you have any mutual funds or etf recommendations for replacing these? Maybe just keep Mawer balanced fund

Thanks


MAW 104 .
.Mawer Balanced Fund Class A
.

Fidelity Monthly Income
Class Series B .
FID 416


Fidelity Canadian Large cap  Fund  
FID 231  

Fidelity Monthly Income.  
FID 269


Invesco Select Canadian Equity Fund.
.AIM #1581.


CIBC Balanced Fund . Cib 901

Ci Signature High Income Fund.
Cig 14014

Sentry Conservative Balanced Income
Nce 534

Templeton International Stock Fund.
TML 705.

RBC Select Balanced Portfolio Series
RBF 460

Q: Hello,

If Cannibis and Blockchain companies were to go through a large correction, what would your view be on how it would effect the rest of the tsx?

Regards,

Robert

Q: I am currently setting up my portfolio with 30% allocated to fixed income. With bond yelds being quite low, as well as the risk of capital erosion with rising interest rates, can you provide some advise on how i should structure the fixed income portion. What alternatives should i use? Should rate reset preferreds be part of this portion? Thank you

Q: Hi, thanks for the great services. where do you find the top holding of a ETF?

Q: I have the following stocks in my grandaughter's RESP:

GSY
AQN
SIS
GUD
PBH
SHOP
KXS

Do you think this is a good mix of stocks for a RESP? Is there anything you would change? Should I swap one of the tech names (SHOP or KXS) for PHO? Thank you.

Q: Please advise what your top 3 picks would be for a TFSA with best one first regardless of sector.
Thanks

W

Q: What are your thoughts on ZUP for income as a “safe” investment? Thanks. Peter

Q: What is your opinion on variable or fixed mortgages at this time? Thanks.

Q: I'm trying to understand the connection between the ratio of the US$ to Japenese Yen and the gold price. Can you help?

Q: Orange Business (ORAN)...can you please tell me what you think about this one? growth prospects going forward? many thanks

Q: At present my TFSA is composed of MAW120/MAW150 at a 60/40 split.
I can keep this and add 1 stock this year. If that is the case which growth stock would you recommend?
Or should I sell and buy a 5 growth stock portfolio? What 5 stocks would you recommend?
The reason for the MAW funds in the first place was to increase my international exposure since I was mostly in canadian funds overall. I have now rebalanced my portfolios and have my international exposure needs met elsewhere.
As always your help is greatly appreciated.

Q: Hello,
Could you please comments on TrueCar Inc valuation compare to its peers. Is its business model better than others? Is it a buy or hold if already owned.
Thanks
Victor

Q: In the absence of fraud, if a company is trading under tangible book value and it goes bankrupt should the common equity holder get the tangible book value of his/her shares? I say this because I have been in this position before and got nothing with no explanation provided by my broker. As it was a small position and I am not a big player with armies of lawyers I couldn't take it further.

Q: This company was recommended by Eddy Elfenbein a few years ago as part of his Buy List. He dropped it this year because he felt that it had become too expensive. I am a buy and hold investor and know that your strategy is to hang on to winners (as long as nothing changes within the company) while maintaining a balanced portfolio.
My question is, is there a time to sell a winner even if nothing has seemingly changed in the company? HEI has grown for several years, had 2 partial stock splits and raised its dividend in the past year, its CEO was executive of the year and it is in an industry (aerospace and electronics) that would seem to still be growing. Other than its debt level increasing somewhat I see little wrong here., although I am not a strong analytical type. While I don't expect 30% plus growth annually, it would seem to still have some oomph left in it. Or has it possibly run its course?

Appreciate your insight.

Paul F.

Q: I will be investing $20000 into my TFSA. What stocks or ETFS would you suggest investing in and how what % of holdings would you allocate in each investment?

Q: I have two young kids with RESPs (5 and 10). I have asked a few questions regarding etfs mostly because available resource in the accounts was small. That said, one is worth about 28K (AVO, DSG, DHX, ENB, HR.UN, KBL, MUX, STN, TSGI), the other, a series of etfs worth 12k (XIC, XIN, VUN). Both accounts have 3-5k in cash, what would you do at this point? I understand this borders on portfolio review, but in terms of sector allocation etc, I would appreciate any advice. With 38K in play, the review is not yet a wise investment. As an aside, an RESP model portfolio would be immensely useful to I am sure many subscribers in a similar spot as I find myself, with small but growing portfolios built over time matched with gvt subsidies. Anyway, thanks for all you do, and a very Happy New Year to you all. I look forward to your thoughts.

Thanks,

Eric

Q: Happy New Years 5i!

I'd like to know what your three favourite sectors for 2018 would be?

Also, I often hear about sector rotation as one area of the market cools and another heats up. How do you at 5i track these shifts in sector sentiment? Is it as simple as just observing the share price movements in the different sectors?

Thanks again!

Q: Hey 5i,
Is there a preference, benefit or detriment between these two scenarios? Assuming allocation, growth, risk etc. are all comaprable. What would positives/negatives be of each?
1)invest $100 in 1 $100 share of company A and have it grow 10%
2)invest $100 in 10 $10 shares of company B and have it grow 10%

Q: I am wondering if the current bull market has a lot to do with new investors coming into the market. As it becomes cheaper and easier to invest, and the importance of utilizing TSFA's becomes more apparent, it seems to me more and more people are opening TSFA's and buying stocks. As volumes increase does that not necessitate higher valuations in general?