Investment Q&A

Q: Hello,
I'm not happy with the new DESJARDINS trading platform and thinking for a switch.
In your view what is the best for a retire guy with a income portfolio (600K), 5 to 10 trade a month. I need real time quote and good charts. And easy to use....
Thanks.
Francois

Q: How often should one look at rebalancing portfolio for proper allocation?

Q: Hi , With the recent pullback in "tech" and the theory of "follow the money", where do you see the money going to?
thanks
Rick

Q: Hi 5I, I need your help in explaining the difference between "Min. rate-reset" and "Rate-reset" preferred. Also, how will int.rate increase effect them, suggest some you favor, and recommend to buy.

Q: Hi I looking for a long short fund and option short for down protection. I like Purpose and own some funds but I have had good returns with others as well. Your opinion is always appreciated! Thx, James

Q: Good morning gents,

Please forgive me if this question is out of bounds.

Currently started my investment career in April. I have all stocks in the Beport covered to a T. I also hold a large holding in CNR form employee share plan which is double the Beport holding, 400K. I am looking at the growth portfolio and don't know if I am extending myself to thin.

I was interested in a 50k start and was wondering if this is appropriate given the amount I have in equities.

I have a 5 yr timeline to retirement with a decent pension plan. Thanks for the terrific insight to a formerly very cautious, see bank account investor. Risk level has gone from scared sh-tlless to moderately confident.

If this is two cumbersome or difficult. a question please disregard.

Q: Hello team,
I hold positions in VIG, VE ZQQ and CDZ. The ETF portfolio reads "trim 4% VIG/IWO and initiate VGT/XLY, 2.5% VE and 1% CDZ. Should I add to XQQ instead of initiating VGT?

Q: I realize you are not big fans of covered call strategies however if an investor is in a situation whereby they want the income only and do not care allot about the underlying growth in the ETF, is there something really negative about these funds that I am missing? Would an investor end up paying more tax compared to a straight forward dividend ETF?

Q: Given current markets, if you had $100,000 to invest in 5-7 ETFs that sought modest growth and income, what funds would you suggest? Thanks.

Q: My daughter has $15K she will be putting into her TFSA with another $1500 per month following (at least, could be up to $2500). She has another $11000 that currently is with a fund manager that is a mutual fund that we will not touch. She will be using this a down payment for her first home in 14-18 months. She is OK with a little aggression as she is aware of the volatility. Are there some ETF's, stocks or other that may be suitable for some growth over that short time period?

Q: With regards to the downturn in Technology stocks - Goldman Sachs issued a note today saying that FANG's are mispriced (and should be lower in conclusion).

I think that would affect the market more than the short seller tweet.

https://heisenbergreport.com/2017/06/09/heresy-goldman-says-fang-mispriced-warns-of-factormageddon/

Q: Hi 5i super team!! I have a hypothetical question...I am a dividend investor. I do not subscribe to automatic dividend reinvestment, rather, I collect the cash and then selectively reinvest the cash in the stock that seems to have the best value. Suppose I own stocks A B C D E...all are overvalued except C which is a bank. Even though, the price of the bank is at the higher end of its 52 week range, and even though the stock potentially faces future head winds, do I keep reinvesting the dividend cash into this stock? If it holds a higher than7% presence in the portfolio at what point do I stop reinvesting the dividends into it and perhaps selecting to invest in the next best valued on the list? I am looking for a rule of thumb here if there is one. Hope you have a great weekend! I hear it is going to be a hot one 😎😎😎

Q: Hi,

Finally opened a TFSA 6 months ago. Contributed $10K so far and expect to be contributing $1,000 - 1,500 per month for the indeterminate future.

Currently hold AQN (28%), MFC (24%), GUD (10%), PHO (7%), PEO (6%) and cash (25%). Looking at the following to use up the cash: ENB, SYZ, ITC, OTEX, SIS. I am open to any of your recommendations. Should I wait a couple of months to accumulate more cash?

Thanks.

Q: Is our weighting of REITs too high at 10.9% ? Also, do we have too many, and if so, how do we reduce? We have: CAR.UN, DRM, FCR, HR.UN, KMP.UN, NVU.UN, REF.UN, TCN, XRE---all on the tsx. CREIT and H&R are each over 20%, TCN and XRE are each 14% and the others are each less than 6% of our REIT sector. Thanks in advance.

Q: I am interested in investing Europe ETF. Can you please advise which one is best to own in your view. Currently, I hold only Emerging VEE ETF at 3% holding. What would you suggest maximum allocation in Emerging and Europe ETF?

Q: My 30 years old son has a portfolio mixed with individual Canadian stocks, US ETF.and international ETF. In his Canadian side, he has TD, ECI, AQN, SIS, TOY, KXS, GUD, XEG + WCP.. Currently, his cash reserve can top up two more names. What would you suggest? Thanks

Q: Hi 5i team,

Im just wondering what determines which company gets reported. I see some have multiple coverage while some haven't had any.

Q: RE: June 08, 2017 - Asked by Jerry - NEO >>>>

Looks like I won't be getting quotes directly from Google any time soon. Received the following reply to my email from NEO:
Thank you for your market data inquiry. I can confirm that we have engaged Google Finance with respect to making NEO Exchange market data available on their platform, but they have been less than responsive. Most global data vendors do currently support NEO data. If you are inclined, please feel free to contact them directly with your request, as there are no applicable fees for them to make NEO data available.

Q: As I am over 55 and live in BC I qualify to defer my property taxes until sale of our home. I will have to pay .7% interest on the deferred funds this year and the rate can change yearly. I was thinking of depositing the equivalent funds (about $2500 per year) my TFSA each year as i have unused room and I was wondering what recommendation you would make for a reasonably safe investment for these funds for the long term until sale of our home when they will come due along with interest.

Q: there are organic growth and / or growth by acquisition. please recommend 3 potential companies in each for the next 5 years. thanks.