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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: When I buy bonds for my fixed income allocation I always hold until maturity so that I know that I will get my money back plus yield to maturity interest. In the past I could not buy bond mutual funds or ETFs because the bonds were never held to maturity and therefore no guarantee of money back would result.

With the target maturity bond ETFs issued by most banks each ETF holds the bonds until maturity allowing me to ladder a bond portfolio just as if I was buying actual bonds.

What do you think of these securities?

Many thanks.
Read Answer Asked by John on March 13, 2026
Q: Hi there - I've been researching into using a laddered GIC for my fixed income portion of my asset allocation. I stumbled upon target date bond etfs which look to share some similarities to a GIC in terms of fixed maturity date. My potential plan would be to have a ladder target date bond ETF instead of a ladder GIC. What would be your thoughts on this and what would the risks be? Additionally, there seem to be many etf providers who are creating these types of products. Which would be your recommended etfs to create such a ladder, maturing in 2026, 27, 28 etc.

Thank you!
Read Answer Asked by Michael on January 17, 2026
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