Investment Q&A

Q: Thanks for the Income Portfolio and in pdf format. What does "P & L" stand for in the column heads? I take it these differ from the lower left 'returns as a per cent'. Thanks.

Q: Hi Ryan and Peter: I have a question about the income portfolio. You include FLOT which has a trailing dividend of 0.4%. I presume therefore that the role of FLOT in the portfolio is to preserve capital, and it does seem to have done this well through the recent downs. But it seems to me that HFR (Horizons actively managed floating rate ETF) does this just as well while posting a trailing payout of just over 2%. What am I missing? Roland T.

Q: First thanks for having an excellent service!

In your new Income portfolio your first item is FLOT which is US. Aren't there dangers in holding a US item in a CDN portfolio? Aside from the exchange issue, which I have been burned with in the past, aren't there tax implications with the new IRS rules concerning income and agreements as well as estate filings required to liquidate the holding if the holder passes away?

If someone didn't want to hold a US holding in the portfolio would you recommend just changing the weighting or have an alternative?
Thanks again!

Q: Hello 5I team,

Looking at the ajusted model portfolio am I correct in thinking that you have changed the sector asset allocation? For example my calculation shows 25% in tech, 20% in financial and 0% in healthcare.
Is this correct and if so is there a reason behind this change.

Q: Hi Peter. Any comments on Alta Corp's recent down grade of Surge? Thanks.

Q: In the income portfolio CVD has a yield of 4.9% but on the ishares website the YTM is 2.29%. What would be the yield if I purchased this product today. Thank you Ron

Q: Hi 5i team,
Please give some background in building your income portfolio with regard to
a) WSP....an interesting choice considering your favorite is STN
b) SGY selection over so many good oil companies
c) FLOT with 0.4% yield as oppose to GIC

SPB, VNR and ET are excellent surprises we do not read regularly

I will gradually adopt to your income portfolio. Great work as usual, thanks

Q: Hi there,
I am following your model portfolio with some of my own picks. I already own SJ and SLF. Therefore am debating on continuing to hold my full position in TOU. Do you still feel there is a lot of upside to TOU? Thank you for such a wonderful service it has helped me tremendously.
Kerri

Q: I know you believe a portfolio should not hold more than 20 names, at least i think you believe that.
But if your managing 2 or 3 million dollars in one portfolio, do you still only hold 20 names. In other words my question is no matter the size of the portfolio do you always hold only 20 names.dave

Q: Hello,

Would you ever consider doing a US Equity Model Portfolio?
Many of the questions I have asked have been about US companies, and the advice I received has been amazing, my returns have been incredible.

Q: Hello,
Which stocks out of the new Model Portfolio would you consider high growth?
Thanks

Q: What would be your USD equivalent for XHY?

Q: Please recommend the strategy to transition old portfolio to new. Do I sell the removed companies today and replace today or do I sell 1/2 positions and buy 1/2 positions over the next 4 weeks?

Q: I have reviewed the income portfolio with great interest. My question has to do with three of the picks that have a relatively low dividend - ENB, L, SLW. From my previous questions on this subject, I know that these are quality companies with generally growing dividends and therefore increasing share prices. But if you are trying to generate income, it seems that you would have to sell some of these stocks from time to time to generate that income. Why not find other companies that generate larger dividend returns and still provide some growth potential?

Thanks for the learning opportunity.

Paul F.

Q: Hi Peter & Fantastic 5i Team,

I would also like to add my support to David's request for the same reasons he has mentioned.

I am waiting in anticipation for your GROWTH portfolio! PLEASE, PLEASE, PLEASE!

Immense thanks and gratitude for all you do for us.
Kind regards.
Francis

Q: I have a certain amount of money to invest and want to take advantage of the diversification of both portfolios.

Save for the repeated companies, do you suggest a 50 - 50 split between the two or should we put more in the equity portfolio versus the fixed income. I was thinking of investing 50k with 40k going toward the equity and 10k to the fixed income.

Q: Hi Peter and Team,

Thanks for the new income portfolio and updates to the equity portfolio.

I'd like to take positions in the income portfolio and already own the highest rated stocks in the 5i equity portfolio, with a few others you've recommended, in my equity portfolio.

What do you advise if I own, say BNS, which is in the 5i equity portfolio and wish to add the new picks from the income portfolio - double up on BNS or just not buy it for the income portfolio?

Also, you made a few changes to the equity portfolio. That implies you're advising members to sell the stocks that were dropped and replace them with the new ones. Have you lost faith in the dropped companies or is this a rotation of some kind?

Thank you. Michael

Q: I have invested in your model portfolio and now want to also put 20% in your income portfolio. But since there's overlap in many of the companies I'm not sure how to figure out the allocation.

Q: peter, I am curious as to why you will not do a growth portfolio. your equity portfolio is fantastic but your income portfolio with targeted returns of 5-7 per cent would I think have little interest to most of your subscribers unless you are retired. even though I am retired i still have zero interest in the income portfolio but a growth portfolio would be something I think a majority of your subscribers would want, especially the subscribers under 50. will you do a growth portfolio. dave

Q: Can not find the income portfolio that was to be posted on the weekend. Was it done?