skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Investment firms often charge 2% to manage a portfolio. This equates to a 20% fee on a portfolio that earns 10% (2%/10%) which equals a fee of 100% (2%/2%) of the net gain versus say an 8% benchmark which you can buy as an ETF. How do they get away with this and how do you negotiate lower rates? Thanks. Michael
Read Answer Asked by Michael on November 18, 2013
Q: Hi Peter, what's the best strategy for a new subscriber (with cash) at this point in time ? buy your model portfolio or move in as your new recommendations come through ? Thank you, Paul
Read Answer Asked by Paul on November 18, 2013
Q: Please explain what the pros and cons are of a company being a take out candidate. I know it worked out for PLB. Does it usually result in rapid share price gains?
Thanks!
Read Answer Asked by Brenda on November 17, 2013
Q: could you please share a few names from the top of your list of take out candidates thanx robbie
Read Answer Asked by Robert on November 17, 2013
Q: In our joint portfolio we have 19% in oil (BTE,CPG,HSE,WCP), 15.5% in pipelines (ENB,IPL,PPL,TRP), 22% in banks (BMO,BNS,CM, RY,TD), 10% finance (PWF,KMP,FCR), 10% telcom (BCE,T), 12.5% utes (BEP,EMA,NPI,VSN), 11.5% misc (BIP,DH,PKI,WB). We depend on dividends for income and would like your thoughts on steady industrial stock(s) for a $10,000-15,000 investment to round things out. Would AFN seem suitable? Any others?
Read Answer Asked by Edward on November 17, 2013
Q: I thought I had seen a Q&A concerning the tax efficiency of where to hold Cdn div stocks, Cdn equity stocks, US stocks, etc in term of registered account, TFSA, and/or margin accounts. Could you please point me to it (couldn't find it) or answer this question please.
BTW, awesome job team!
Read Answer Asked by Brenda on November 17, 2013
Q: Great Webinar today, thank you Peter

Barb
Read Answer Asked by Barbara on November 17, 2013
Q: Hi Peter & Team,
Would you still recommend 65% fixed income/35% equities for a retired 65yr in current market? Presently 65% cash and pondering deployment. With XBB/XSB/XRB trending down and with low GIC,it is a tough decision.Your guidance would be appreciated

Carl
Read Answer Asked by Karl on November 15, 2013
Q: General question , but at what time and when is the next webcast?
Read Answer Asked by Jean on November 15, 2013
Q: Peter - I am wondering where you go to in order to find out when individual companies are giving their quarterly reports and what the street consensus is for their upcoming performance. Is there a specific website to go to for that information. I really appreciate your service and have truly benefitted more that ever before. You are to be congratulated for setting this up.
Read Answer Asked by Jim on November 15, 2013
Q: Hello Team 5i,
I have a diverse portfolio consisting of many companies, some of the companies are located in faraway places, hence my question about tax treaties with other countries. In my RRSP account I am consistently being deducted funds when I receive dividends, I assume for taxes, below are a few of the companies doing this. I have contacted my brokerage company and am basically told this is the way it is. One of the companies below “Williams Partners” deducted the most money. I thought we had a tax treaty in place (USA) or is there something I need to sign.
Williams Partners LP NYSE:WPZ, China Mobile Ltd NYSE:CHL, Royal Dutch Shell PLCNYSE:RDS.A
Your help is always appreciated,
Read Answer Asked by Mark on November 15, 2013
Q: Hi Peter and team
I am wondering if you are considering making a model portfolio for retired investors who need a higher percentage of regular income than the model portfolio allows.
Looking forward to the webcast on Saturday.
Thanks
Kathy
Kathy
Read Answer Asked by Kathy on November 14, 2013
Q: My portfolio is up just over 20% YTD and I am concerned about market risk going forward. I remain long in equities (US & CDN) however, I am wondering what are ways you recommend to protect against a pullback in the market without cashing out? Thanks for your valued input.
Read Answer Asked by Kevin on November 14, 2013
Q: We own several Reits, pipelines and telecoms and have heard that if the interest rates go up these sectors will go down in value. Is this correct?

If so, what would it take to bring them back to current levels?

If we wanted to invest more in these sectors, when do you think a good time would be?

Thank you
Read Answer Asked by Vicki on November 14, 2013
Q: When trying to evaluate the earnings per share and growth rate for a high tech co., do you look at the EPS, the Net Income/sh, the EBITDA/sh or perhaps something else? Would this apply to most other sectors as well? I'm under the impression that for O&G producers Funds From Operations is more important and perhaps for other sectors Free Cash Flow?
Thank you.
Read Answer Asked by John on November 14, 2013
Q: Hi,
I have a double-weighting in Goldcorp (G) and notice it is relatively volatile in price. Does it make sense to try to hold something to counter-balance this in my portfolio? Or should I just accept a bit of volatility in 10% of my stock portfolio? If it makes sense to counter-balance what would you recommend? The rest of my portfolio consists of 5i model portfolio stocks (except the B or lower rated ones). Thanks! Michael
Read Answer Asked by Michael on November 14, 2013
Q: Hello Peter and team,

After reading Lowell Murray's "The Single Best Investment - Creating Wealth with Dividend Growth", my wife prefers dividend payers in her RRSP, but would like to emulate the model portfolio as much as possible.

As an example, if she is uncomfortable with TOU, what would be a suitable dividend paying O/G substitute? WCP or VET or ? What about substitutes for the other non-dividend payers in the portfolio?

Thanks so much for your advice.
Read Answer Asked by Jerry on November 14, 2013
Q: Just a comment to Edward re: CDN/US citizenship - the US treats a TFSA as just another account, and all income is taxable by the IRS, even though exempt by the CRA. Not sure there is any reason for a US citizen to hold a TFSA. If there is any advantage to a TFSA under these circumstances, I would appreciate hearing it.
Read Answer Asked by grant on November 14, 2013
Q: I was disturbed by Bruce's question re US citizens owning 'foreign' stocks. My wife and I are both dual Candian/US citizens and we live in Canada. We own 100% Canadian dividend stocks in a joint portfolio, two TFSAs and a RIF. We will not buy US stocks as the IRS takes 20% of the dividend right off the top while the Canadian tax man gives us a break on dividends. Do you know of any problems we might face, other than paying our accountant about $1700 a year to fill out our ridiculously complicated income tax returns?
Read Answer Asked by Edward on November 13, 2013
Q: Do you have any market intelligence on a potential market pull back?
Are there any known upcoming events that would escalate a pull back?
If and when a pull back occurs, what percentage will the markets drop? I know you don't have a crystal ball, just looking for your gut feel/market instincts.
Thanks!
Read Answer Asked by Christopher on November 13, 2013
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!