Q: Are you still planning on developing two model portfolios, one with a growth focus and one with an income focus? If so, when do you think you will be posting it? Thanks!
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi Peter and Crew, I have set up a 15 stock portfolio with a 5% weighting and a $31400 investment in my TFSA. Could you please tell me if I am diversified enough and if there is anything you would change for something better.My picks are:- ACQ,AVO,BEP.UN,BAD,CVL,ESL,FSV,G,GC,GIL,STN,SYZ,SLF,WPK & BNS Thanks, I do appreciate your input.
Q: Happy New Year Peter,
Some of the recent questions about making new investments to match your model portfolio, have raised my interest regarding this portfolio and whether it would represent the best investments for new money. Many of the holdings have done very well last year, and you may still like them (per your ratings), but there may some that could be holds because of the recent run ups, and other stocks which you have rated, that currently would be of better value for new money. Would it make sense to add a column to your MP, indicating whether any of the positions would be more of a "hold" versus "continue to buy"? Or would it be possible to periodically get a “new money top 10” list"? As an illustration of this, your answer to Rory earlier , you suggested CGX, ACQ, VET, STN, KBL, and T for a $35K TFSA initial allocation; interestingly neither ACQ or VET are in your model portfolio; curious why you chose VET over IPL (which is in your MP) for example? Your service is awesome!! Thx!
Some of the recent questions about making new investments to match your model portfolio, have raised my interest regarding this portfolio and whether it would represent the best investments for new money. Many of the holdings have done very well last year, and you may still like them (per your ratings), but there may some that could be holds because of the recent run ups, and other stocks which you have rated, that currently would be of better value for new money. Would it make sense to add a column to your MP, indicating whether any of the positions would be more of a "hold" versus "continue to buy"? Or would it be possible to periodically get a “new money top 10” list"? As an illustration of this, your answer to Rory earlier , you suggested CGX, ACQ, VET, STN, KBL, and T for a $35K TFSA initial allocation; interestingly neither ACQ or VET are in your model portfolio; curious why you chose VET over IPL (which is in your MP) for example? Your service is awesome!! Thx!
Q: Hello,
I have a portion of my savings sitting in savings accounts at Ing direct, would you suggest leaving it there or are there better alternatives which give better returns. Is it always better to have some cash liquidity or can I use my line of credit to replace that? Thanks very much. Shyam
I have a portion of my savings sitting in savings accounts at Ing direct, would you suggest leaving it there or are there better alternatives which give better returns. Is it always better to have some cash liquidity or can I use my line of credit to replace that? Thanks very much. Shyam
Q: You recommend if allocating a large amount to the 5i model portfolio to do it over time, if its 4 separate purchases of all 20 stock the trading fee would be $800.00 over time at $9.99 per trade instead of $200 one time only. Do you consider this larger amount worth it for dollar cost averaging and is it really worth it over only 4 weeks. Maybe you have another rationale.
Would you suggest parking cash until March when the portfolio is reviewed or if jumping in now is acceptable?
Would you suggest parking cash until March when the portfolio is reviewed or if jumping in now is acceptable?
Q: In one of the FAQs today (asked by Cam) he mentioned "I posted this on comments, but then realized you likely don't comment on comments." What are these comments? Where are they on the site? Thank You.
Q: Hi Peter!
If you we're putting together the Model Portfolio today what changes would you consider making to the list? I am looking to use the portfolio myself for a portion of my portfolio however several stocks have had significant gains.
Ian Johnson
If you we're putting together the Model Portfolio today what changes would you consider making to the list? I am looking to use the portfolio myself for a portion of my portfolio however several stocks have had significant gains.
Ian Johnson
Q: Hi Peter: Could you let me know what percentage of a portfolio should be allocated to each market sector - I am using the 10 TSX sectors. Many thanks.
Q: Peter; This is just a comment for those who like insider buying should check the latest EFN filings. Looks like they have confidence in their company.
Rod
Rod
Q: Is there more risk with low volume stocks? SYZ
Q: Hi Peter. I posted this on comments, but then realized you likely don't comment on comments. I lost 15K almost over night with Poseidon. Were there signs of this coming that I missed, or was it unavoidable?
Thanks.
Cam
Thanks.
Cam
Q: Gentlemen.
The I5R Summary, I like it very much.
Thank You very much
Best Regards
The I5R Summary, I like it very much.
Thank You very much
Best Regards
Q: Happy new year and best wishes to the entire team of 5i.
For the benefit of all the members, Virtual Brokers now offers penny commissions for all US and CDN shares. So if you buy one share your commission is going to be one penny. The minimum commission is 1 penny and the max is 9.99 (Disclosure: I am not being paid by them and only have a small account with them right now)
In the light of this, I have a question. If I want to build a portfolio by accumulating smaller quantities of good companies/ETF's like buying say 1 share of IWO or similar companies every month, would this be a good strategy. Also, what if in this approach I end up buying many more companies than the prudent 20 like say 50 or 60. Would it be too many to manage?
For the benefit of all the members, Virtual Brokers now offers penny commissions for all US and CDN shares. So if you buy one share your commission is going to be one penny. The minimum commission is 1 penny and the max is 9.99 (Disclosure: I am not being paid by them and only have a small account with them right now)
In the light of this, I have a question. If I want to build a portfolio by accumulating smaller quantities of good companies/ETF's like buying say 1 share of IWO or similar companies every month, would this be a good strategy. Also, what if in this approach I end up buying many more companies than the prudent 20 like say 50 or 60. Would it be too many to manage?
Q: Hello team,
I just recently subscribed to 5i and have been very impressed with your service. I am new to selecting stocks and a couple questions have arisen. I have about $35,000 in my TFSA that I would like to dedicate to growth stocks. My two questions are:
1) Given the small balance (and limited to adding only $5500 new money each year), what would you suggest to be an appropriate number of stocks to purchase? I would like to have some diversification but also think the fees of buying and re-balancing 20 stocks like in your model portfolio would be too costly.
2) Based on the number of stocks you think appropriate for my situation, do you have specific stock recommendations I should consider for purchase in 2014?
Thanks in advance,
I just recently subscribed to 5i and have been very impressed with your service. I am new to selecting stocks and a couple questions have arisen. I have about $35,000 in my TFSA that I would like to dedicate to growth stocks. My two questions are:
1) Given the small balance (and limited to adding only $5500 new money each year), what would you suggest to be an appropriate number of stocks to purchase? I would like to have some diversification but also think the fees of buying and re-balancing 20 stocks like in your model portfolio would be too costly.
2) Based on the number of stocks you think appropriate for my situation, do you have specific stock recommendations I should consider for purchase in 2014?
Thanks in advance,
Q: Hi Team
I am in the process of trying to replicate you model portfolio this week. I am in the fortunate position of having about 200,000. dollars to allocate. Would you recommend simply increasing the % to 10 for each stock or diversifying more or increasing the weight in certain stocks.
Thanks
Mike
I am in the process of trying to replicate you model portfolio this week. I am in the fortunate position of having about 200,000. dollars to allocate. Would you recommend simply increasing the % to 10 for each stock or diversifying more or increasing the weight in certain stocks.
Thanks
Mike
Q: I will retire in 2014 and am looking to structure my RRSP and non registered investment account to generate monthly income. I'm looking to achieve approximately 6 percent return. Would you provide some suggestions as to dividend stocks and also a 25 to 30 percent of the portfolio in growth stocks with a moderate amount of risk
Thank you for this great service and I wish the team a very successful 2014
Thank you for this great service and I wish the team a very successful 2014
Q: In our portfolio all of our US allocation is 25% in in one etf - XSP, also 23% allocation is international, again one ETF - XIN Would you suggest an alternate or is XSP and XIN ok in you opinion?
FYI our portfolio is 27% bonds - CBO, 25% US, 23% international,
15% Canadian using 5i portfolio, 5% emg mkts - VWO, 5% cash.
Please give us your opinion and suggest any tweeks or recommendations.
Since becoming a member I have had great benefit and enjoyed this web site, hence the above questions on whether my allocation which I am comfortable with is using the correct product.
Wishing you all a happy and successful new year.
FYI our portfolio is 27% bonds - CBO, 25% US, 23% international,
15% Canadian using 5i portfolio, 5% emg mkts - VWO, 5% cash.
Please give us your opinion and suggest any tweeks or recommendations.
Since becoming a member I have had great benefit and enjoyed this web site, hence the above questions on whether my allocation which I am comfortable with is using the correct product.
Wishing you all a happy and successful new year.
Q: Happy New Year to all!
This is just a general question on "behind the scenes" action at 5i. Over the course of the year, I've come to enjoy, and trust, Peter's recommendations on BNN -- and that was the catalyst for becoming a member here. (Very happy I did -- I just renewed for another 2 years.)
I'm interested in knowing how questions are answered. Given the volume of questions pouring in daily, I can pretty well assume that Peter is not answering all of them, so, what is the team's approach to evaluating companies and providing answers and advice to members? Is there a specific formula, for instance, that applies to everything? I see that the answers come in fast and furious, ... and so there must be some sort of proscribed method that all team members apply to the questions, as they come in, to be able to answer them so quickly.
I'm also noting that you've mentioned, a few times, that new employees will be coming on board in 2014, and was just curious to know the methodology behind choosing those who work from Peter's way of thinking. It is certainly different from "the street consensus" , which is a very good thing, but am wondering what new employees will do to the team dynamic, and if the analysis will continue in the same vein.
I;m only curious, and hopefully you don't feel it's an impertinent question, for it certainly isn't meant to be.
Feel free to respond privately, or publicly, at your discretion. (For better or worse, I'm always the one pulling the curtain, to see what Oz looks like behind the scenes.)
Thanks so much for your great service!
This is just a general question on "behind the scenes" action at 5i. Over the course of the year, I've come to enjoy, and trust, Peter's recommendations on BNN -- and that was the catalyst for becoming a member here. (Very happy I did -- I just renewed for another 2 years.)
I'm interested in knowing how questions are answered. Given the volume of questions pouring in daily, I can pretty well assume that Peter is not answering all of them, so, what is the team's approach to evaluating companies and providing answers and advice to members? Is there a specific formula, for instance, that applies to everything? I see that the answers come in fast and furious, ... and so there must be some sort of proscribed method that all team members apply to the questions, as they come in, to be able to answer them so quickly.
I'm also noting that you've mentioned, a few times, that new employees will be coming on board in 2014, and was just curious to know the methodology behind choosing those who work from Peter's way of thinking. It is certainly different from "the street consensus" , which is a very good thing, but am wondering what new employees will do to the team dynamic, and if the analysis will continue in the same vein.
I;m only curious, and hopefully you don't feel it's an impertinent question, for it certainly isn't meant to be.
Feel free to respond privately, or publicly, at your discretion. (For better or worse, I'm always the one pulling the curtain, to see what Oz looks like behind the scenes.)
Thanks so much for your great service!
Q: Happy New Year 5I Team. Would you give some insight into how the US ecomony may fair this coming year? Do you see the Canadian Dollar losing strength against the US Dollar?
Q: Hi,
what's a good amount of $$$ to invest in a stock split like TD?
Do you have an opinion on
1) AXX
2) PPY
what's a good amount of $$$ to invest in a stock split like TD?
Do you have an opinion on
1) AXX
2) PPY