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  5. ZSP: I want to buy ZSP or EQL for my grandchildren's RESP. [BMO S&P 500 Index ETF]
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Q: I want to buy ZSP or EQL for my grandchildren's RESP. They are twins, one year old. Which would you recommend and why? Thank you for your excellent service.
Asked by Brian on November 10, 2025
5i Research Answer:

This is essentially a bet on the 'mega cap' stocks which are overweight in ZSP, the S&P 500 index. While we are not too concerned on the market in general, the conservative side of us suggests the equal weight option right now, EQL, for better balance and less volatility in a new account.