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  5. MISC: With all the tariffs bouncing around, I decided to work another year after starting my CPP and OAS. [Miscellaneous]
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Q: With all the tariffs bouncing around, I decided to work another year after starting my CPP and OAS. Although I took 30% tax off both, I still got nailed for taxes because I made too much.
I plan to purchase RRSPs to counter this for next year but I just want to make sure I can still buy RRSPs after 65 years of age. Is that correct?
I realize I'll eventually have to move it all into a RIF by 71.

thanks,

Paul
Asked by Paul on August 05, 2025
5i Research Answer:

Yes; RRSP contributions can continue to be made until conversion into RRIFs.

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