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  5. ZWU: Hello, What do you think of switching Telus to ZWU. [BMO Covered Call Utilities ETF]
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Investment Q&A

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Q: Hello,
What do you think of switching Telus to ZWU.
Telus is in my TFSA account and i am currently down 10%.Also, what is the risk of ZWU ?
Thanks!
Asked by Nancy on June 27, 2025
5i Research Answer:

It is difficult to compare a single company to an ETF. A single stock will have far more risk, but also more upside potential. 

ZWU is covered call utility ETF, and we would be fine with a switch if an investor is seeking less risk overall and wants higher income. ZWU has basic market risks like any utility, but because it owns 113 securities it is well-diversified. The sector, generally, is less risky than most due to the stability of utility company cash flow. Covered call options enhance income, and offer 'a bit' of protection in a downturn. The main risk is that such funds can underperform in a market rally (they will still do well, just less-well than non-covered call securities). ZWU may also pay some of its income as return of capital in some years. This is not necessarily a 'risk' though. ZWU also of course has fees (0.71%). 

Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in ZWU.