Q: where is the best return for $20000. US
5i Research Answer:
As a general question it is a hard answer, as we have no guidance on timeframe or risk profile. The 'best' returns typically come with the most risks. For a general growth-focused account, we would prefer an ETF, to get diversification. We would suggest VFV with no other guidance to go on.
Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in VFV.