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  5. TOI: TOI is close to a new 12 month low today. [Topicus.com Inc.]
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Q: TOI is close to a new 12 month low today. What is your assessment? What factors are driving it down? Will it trade as CSU moves up and down or does it have a mind of its own?
Asked on January 14, 2026
5i Research Answer:

There is no recent news on TOI. We have discussed in the forums reasons for its decline, which are primarily sentiment and worries that AI will cannibalize its business. But fundamentals have not really changed so far. It is a separate subsidiary but certainly CSU's moves can influence it, and CSU is also subject to the same sentiments. We need to see it pick up the pace of acquisitions to prove to investors that its long term strategy is not changing.