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  5. AEM: Let’s say you’ve done well on gold, with a combination of miner (AEM, WPM) and bullion exposure (PHYS). [Agnico Eagle Mines Limited]
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Investment Q&A

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Q: Let’s say you’ve done well on gold, with a combination of miner (AEM, WPM) and bullion exposure (PHYS).
You see that gold has had a “parabolic” rise as 5i mentioned in a recent response. But still believe in the story and want to retain gold exposure.
You’re comfortable with position sizing.
With where the market is today, would you do nothing (keep a roughly 50/50 miner/bullion split) or move to overweight bullion to lock in some gains (on the theory that miners are leveraged to the downside as well as upside so if gold drops the miners would drop harder)?
Asked by Chris on January 12, 2026
5i Research Answer:

While gold has moved, miners can be viewed as cheap in some ways as their earnings leverage (after costs are covered) is so high. But, as noted, gold bullion is more 'insurance' and miners are 'stocks' and the latter can go down more if sentiment or fundamentals change. We would see a 60-40 bullion/miner split as probably the best move here, so a small adjustment for the sake of conservatism.