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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently have the following CIBC ETFs: Can Index Fund, U.S Index Fund, International Index Fund, Emerging Market Fund, Canadian Bond Index Fund and GlobalBond Index Fund.I realize that the MER is expensive and wish to buy something equivalent with lower cost. Please advise. Thank you
Read Answer Asked by Teresa on March 12, 2015
Q: Good morning. I am trying to find a Canadian ETF for small cap American stocks hedged or unhedged but preferably unhedged. If there are no such Canadian ETF could you recommend a US ETF. Thanks
Mike
Read Answer Asked by Michael on March 12, 2015
Q: Hi
Does the india market still have legs? Looking at 1 to 2 years aout, would you recommend going in and would an ETF be a good way to play it?
Guy R
Read Answer Asked by Guy R. on March 10, 2015
Q: Can you please comment on the recent out-performance of ZEQ relative to FEZ?
Read Answer Asked by Stephen on March 09, 2015
Q: I have held VB(NYSE) in a RIF for approx.2 yrs. Including the substantial change in currency, I am up about 45%, however this sector has somewhat flat-lined recently. I am thinking of selling this security & would appreciate your thoughts on buying into a medical/pharmaceutical index in the US.
Read Answer Asked by Robert on March 08, 2015
Q: Hi Group. I understand the concept of 5% individual stock weighting in portfolio management as it applies to growth and income stocks. On the fixed income side I am not sure. For example CBO and XHY represent 19% of my portfolio. Since I consider this fixed income and have a very long time horizon I never applied any type of rule in terms of weighting. (I sweep the dividends quarterly) Your guidance will be much appreciated as always.
Read Answer Asked by roland on March 06, 2015
Q: I have no stocks or ETF in the healthcare sector. Would you have any recommendations for a TSFA account? Thank you
Read Answer Asked by Jacqueline on March 05, 2015
Q: Hello Team, Can I get your thoughts on this ETF. Seems to be a fund of funds. Looks pretty stable, not volatile and pays a decent dividend. I am looking for something in my income portfolio that is somewhat low risk and yet still pays a decent dividend. Others I have considered are cbo and vsc. If you have any others that you would consider.
thanks
Read Answer Asked by pietro on March 05, 2015
Q: I have been working on my sector allocations in my portfolio.
I at present have no US exposure and no US dollars to purchase stocks. I recognize that you recommend approximately 30 percent exposure in the portfolio to the US. Should I use Canadian dollars at this time to purchase US stocks or US etf's. My concern is the effect on my portfolio if the canadian dollar starts to rise.
In my research I have come across the suggestion to purchase 3 canadian stocks that take advantage of the drop in the canadian dollar and drop in the price of oil. (EXCO, WINPAK, and SJ) Should I purchase these stocks now and wait til the rise of the canadian dollar value to purchase my US portfolio?
Your guidance is greatly appreciated.
I know that you can not time the market and that is not my intention. I'm just trying to implement diversification.
Read Answer Asked by Anna on March 04, 2015
Q: I'm a bit of a gambler. Witch one and Y. Thanks J
Read Answer Asked by JAMES on March 04, 2015
Q: Hi Peter,

Saturday's Seminar was very educational. I've learnt a lot.

How would you advise a young person to invest in his TFSA with only $10000? How should one diversify?

Thank you as always.

Connie
Read Answer Asked by CONNIE on March 03, 2015
Q: Hi Peter and Team,

For a U.S. ETF in an otherwise balanced portfolio containing many of your Canadian picks, which of the above ETFs would you choose, and why? This investment could be for a RRIF and/or a margin account. (Both of these ETFs are offered commission-free at Scotia iTrade.) Thanks as always for your valuable advice.
Read Answer Asked by Jerry on March 03, 2015
Q: Would you buy this ETF at todays price or wait awhile to see if the price of oil continues to go down? Realize this is a tough call but I value your opinions. Tks, Bill
Read Answer Asked by William J on March 02, 2015
Q: Hi Peter. The conference on Saturday at Four Points was most informative and fun. Thanks for putting it on. My question relates to playing the Japan market. Would you recommend a Canadian ETF that would give adequate exposure, or alternately and US ETF. Thanks
Read Answer Asked by Guy R. on March 02, 2015
Q: Good Day
I have been following these assorted leveraged eft's and have considered buying on a dip and holding as a long term strategy.
Would that make sense or should you perhaps buy and sell using the 40 day MA.
Thank you
Randy
Read Answer Asked by randy on March 02, 2015
Q: I've owned this stock in a LIRA account for a few years and it's done reasonably well but seems to have leveled out over the past year or so. Any thoughts on further growth or should I dump it into something like VUG, Vanguard Growth, or?
Read Answer Asked by Robert on March 02, 2015
Q: Looking for exposure to emerging
& frontier Markets in Cad & US$
Like the thought
that cheaper energy & commodities will help
the world to grow
Read Answer Asked by Robert on March 02, 2015
Q: I currently have no exposure to the US and am considering purchasing ETF's. What etf's would you recommend to do this and what percentage of a portfolio? Also, is it better to hold in an RRSP or a TFSA account. Thank you. Clare
Read Answer Asked by clara on March 02, 2015
Q: Regarding the question of yesterday regarding owning a portfolio of 20 stocks vs at ETF that holds 500, thanks for the great response. I am curious, would your answer differ if the primary purpose of the portfolio was to generate income? i.e more holdings = less risk to the income stream? Thanks
Read Answer Asked by Mark on March 02, 2015
Q: Hello Team Hope you can help me understand how to read the performance charts on the ishares website. If I take XIC for example and look at the performance chart it shows the following
YTD (%) 1y (%) 3y (%) 5y (%) 10y (%) Incept (%)
0.55 10.16 8.63 8.58 7.78 6.63 . Hopefully the chart lined up. So under the 5yr return it shows 8.58%. Is that an avg return per yr of 8.58 x 5=42.5% total return or is does it mean a total return of 8.58 for the last 5 yrs. And does that include the mgmnt fee?
Thank you for your hard work
Read Answer Asked by pietro on March 02, 2015