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  5. HSAV: I need to hold cash for 1 yr (HSAV is interesting but it needs to avoid a significant premium vs NAV + yield is quite modest. [Global X Cash Maximizer Corporate Class ETF]
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Q: I need to hold cash for 1 yr (HSAV is interesting but it needs to avoid a significant premium vs NAV + yield is quite modest...) .Could you suggest 3 stocks + 3 ETFs with dividends and with a very favorable entry price at the present time,that would meet this objective and would offer "acceptable stability" in this volatile world politico- economic environment ? Hoping that this is not an "impossible question " to answer !
Asked by Jean-Yves on March 11, 2026
5i Research Answer:

Keep in mind that any equity or equity ETF is going to have risks, especially over a short timeframe. If cash is truly needed in one year we would see a GIC as the best option with no risk of loss.  But to answer the question, here are less volatile stocks with dividends and at least some stability: FTS $77, H $57, ENB $71 ETFs: VBAL, $37, XBAL $33.50, ZLB $59