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  5. HDIV: UMAX has been going straight down since 2022. [Hamilton Enhanced Canadian Covered Call ETF]
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Investment Q&A

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Q: UMAX has been going straight down since 2022. Time to let it go? I have individual utility stocks ( ACO.X, BIPC, BIP, BEP, CU, FTS,
H.TO ).
If so what dividend paying replacement would be suggested, or just keep it, or sell it and add to my winning covered call ETF's ( NXF, HDIV, HMAX, HYLD, IWO, NXF, QMAX, SMAX, VDC, VDY, XLY, ZQQ, ZRE, ZWE, ZWH.U)?
Healthy 80 year old value /dividend investor with stocks and ETF's in all sectors with an outlook of 5-10 YEARS (I hope).
Asked by STANLEY on February 05, 2026
5i Research Answer:

If an investor owns multiple utility stocks already, we would see little need for UMAX. The ETF did not launch until June 2023, but is down 15% in that time. We would add to HDIV if income remains a priority.