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  5. FC: Thoughts on this company [Firm Capital Mortgage Investment Corporation]
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Investment Q&A

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Q: Thoughts on this company
Asked by Terry on February 03, 2026
5i Research Answer:

FC is a relatively small mortgage investment company, at a low valuation (11x) and with a good dividend (7.8%). Its dividend has not changed in ten years but it does pay the occasional special dividend. There is very little growth here, and its small size and rate and economic sensitivity add risks. But, it has performed well enough for a long time, and is a well-run company overall. There is competition, and a recession would likely see stock weakness. It should be considered higher-risk income, certainly.