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  5. HMAX: Could you confirm how one should look at the total return for funds that use leverage to enhance yield? [Hamilton Canadian Financials YIELD MAXIMIZER TM ETF]
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Investment Q&A

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Q: Could you confirm how one should look at the total return for funds that use leverage to enhance yield? For example, I am showing growth of 13.16% on my initial investment in HMAX and it has a current “yield” of 12.48% so does that mean in the one year I have owned it I am up 25.64%? For HDIV, the numbers are 18.86% share growth and a 9.99% yield for total return of 28.85%? In past discussions of these products it doesn’t seem that what you see is always what you get!

Appreciate your insight.

Paul F.
Asked by Paul on December 01, 2025
5i Research Answer:

Certainly we would look at TOTAL returns. Some enhanced ETFs will see price decay if they pay out more than they earn. HMAX has a one-year return of 22.08%, including dividends, as of today. HDIV 29.00%.