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  5. HBB: I am 79 years old and retired. [Global X Canadian Select Universe Bond Index Corporate Class ETF]

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Q: I am 79 years old and retired. I have outstanding capital losses in my non-registered account. I plan to sell most of my bond ETFs, which currently pay taxable interest, and purchase shares in HBB (Horizons Canadian Select Universe Bond Index ETF - Corporate Class), which only accrues capital gains.

Could you please comment on this strategy? Would you consider it a wise or risky move?

Thank you.
Asked by Ronald on September 29, 2025
5i Research Answer:
We have no objections; HBB is not perfect, but it does what is says. 3-year return is 3.93%....
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