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  5. MSTY: MSTY is getting close to its 52 week low and of course showing a massive yield. [Harvest MicroStrategy High Income Shares ETF]
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Investment Q&A

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Q: MSTY is getting close to its 52 week low and of course showing a massive yield. What’s your assessment of the risk reward at this level?

How much if at all has the monthly dividend changed since the beginning?

Can you explain the WHY behind the consistent decline in share value?

Is it Saylor’s intention for this to be a long term stock or is this some kind of borderline legal Ponzi scheme.

Given this is still early days (presumably) for BTC I would hope he is thinking long term in terms of ensuring his credibility and that of bitcoin.
Asked by Donald on September 25, 2025
5i Research Answer:

MSTY only has an 18-month history. Unit price in February 2024 was $21.92, and is $15.18 now. The first distribution was $4.13 in April 2024, the August payment was $1.08. One-year return though is 75.11% with bitcoin's rise this year. We would consider this very risky overall. Its performance depends entirely on MSTR and option prices. If MSTR goes down, MSTY is going to get hit hard. While it can be attractive for those that understand the mechanics, we are reluctant to recommend it to a general audience. Investors are of course attracted to the yield. But it can decline, and is down 13% (net) in the past three months. The decline is due to the fact that it pays out more than it earns, so unit value (and net asset value) are impacted. Note also that Mr. Saylor has no involvement in this income product. It only owns MSTR stock and sells options. BTC may go up, but of course MSTR's massive buying helps the BTC price. We would also note that MSTR has a better one year return than MSTY, even with MSTY's high yield.