Q: Hi 5i; I would like your assessment of Fiserv Inc. (FI). It has started to trend up off the lows of 2022 and I am back into positive territory but not certain this is still one to hold. I am interested in the outlook for this stock individually and whether you see it in the top quartile performer in a crowded and competitive space – electronic payments.

I’d also appreciate your comment on the Goodwill number on Sept 30th balance sheet; seems excessive?

Thanks very much.

Q: I have been following JKHY for quite a while now, has always been in the 'little too expensive' category. Company appears to be very profitable, with strong free cash flow, and they are growing their dividend. Can I get an update on your view of this company, and what a reasonable entry point may be?

Q: Hi,

I have a few questions:

1) What is your comment on the current price of JKHY? Is it too expensive or overvalued?

2) Amazon's price rose almost by $130 this week. Is it too expensive now? Should I wait for pullback to add more or sell half position?

3) What do you think Apple's growth prospects are? Is it worth it to buy now?

4) What is your comment on OCLR?

5) I still have a number of question credits left in my account for this year's membership, will they carry over into my next year of membership (I have already purchased next year's membership)?

Thank you!