Q: With the apparent impending credit tightening (particularly in the U.S.). It seems to me that this presents a great opportunity for alternative lenders to attract new business at better margins. What do you think? What "push back" do you have here other than the fact that these company's own access to capital may be constrained themselves. I have mentioned 2 companies above here, but feel free to comment on others if you have any advice on other opportunities. Thanks

Q: Looking at 3 very different asset classes that offer high yields and would appreciate your help in sorting which ones offer best risk/ reward.
1. Covered calls: NXF, ZWC, ZWU, LIFE, JEPI;
2. Credit - OCSL, ORCC, MAINMAIN
3. Yield - GCOW, EIT-UN.
Questions: 1. What is your comfort level on risk/reward for any or all;
2. Please choose which are investable with short commentary as to rationale and and target buy prices

Q: Please comment on these and which would be better. Also, any W/H Tax implications in a Registered/Non-Reg account? Thanks so much!