Q: Hello, I would like your opinion of HCRE versus ZRE and XRE. Avantages include the lower MER (0,33%) and no taxable distribution in a cash account, but it has a low trading volume. Thanks.

Q: I follow the conservative portfolio from the ETF Newsletter because I prefer a total return to interest and dividend income.Please suggest some tweaking to this portfolio to reduce the volatility, but still maintain the equity/income ratio. As an alternative how would you tweak the ETF Newsletter income portfolio to less interest and dividend income and more total return while keeping the overall volatility somewhat in check. Thank you

Q: HSAV is a new offering by Horizons that looks similar to PSA but is a corporate class fund (estimated gross yield 2.25%). I would like to hold HSAV in an unregistered account - can you provide any info regarding this ETF. Also, HCRE is about 1 year old, but has only about 26M in assets and an average trading volume of about 1,700 - thanks for any comments/info you can provide re this ETF!!