Q: My financials consist of JPM purchased during the Covid crash for a 3.5% position { currently risen to 11.82% } which I'm considering reducing and IFC a 2.91 % position which I am considering eliminating as it has been on a slow steady slide .... So I am considering adding a bank ETF . The question is where ? Canada , the U.S., or Europe ..... The candidates are three enhanced yield covered call ETF's ..... EBNK, HMAX, and FMAX ..... Could 5i give me the annualized return { including dividends } for each for the last three years { I realize FMAX has only been around for 2 years } ? .... And also which of the three locations 5i believes is the best place to put finance investments going forward ? { and why ? } using these 3 ETF's as the options available ? ..... { This will all be inside a RRIF } ...... Thanks for your terrific service ......

Q: I have small holdings in HYLD (1.54), FMAX (2.24) and HUBL (1.51) for 5.29% in my overall US Financial portfolio. I would like to consolidate into only one ETF. I am leaning toward HYLD. Would you have any thoughts on this?. Your comments please. At my age, I am only investing for Dividends, Distributions and Interest. Thank You.

Q: Does the Hamilton group of US etf.s like HYLD HBND. FMAX. HBIL have withholding tax if held in a TFSA or non regestered account? Thank you JIM