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5i Research Blog - Viewing posts in: rrsp

Headline image for Investing in a TFSA vs RRSP

Investing in a TFSA vs RRSP

TFSA or RRSP? Which is better, and which type of stocks or ETFs should be included? We take an in-depth look at the topic of TFSA vs RRSPs.

5i Jan 01, 2019
Headline image for TFSA vs RRSP: The Importance of Sectors

TFSA vs RRSP: The Importance of Sectors

Should an investor focus on putting certain industry exposure into different accounts? By default, if an investor is tilting a portfolio to things like dividend payers or growth companies, there will be an overrepresentation of certain sectors in the different accounts. Let's take a look at what sectors would align with the types of securities we think fit best in an RRSP and TFSA.

It is important to remember that there is no single correct answer here. This guide should offer an investor a starting point for how to attack their tax-advantaged accounts and allow one to adjust as they deem fit. It is also important to remember we are taking the point of view of a Canadian investor here.

5i Jan 01, 2019
Headline image for What Investments to Hold in your TFSA and RRSP for Tax Savings

What Investments to Hold in your TFSA and RRSP for Tax Savings

The amount of tax you pay on an ETF distribution depends on two factors: the structure of the ETF and the account in which it is held. To best summarize the tax implications, we thought it easiest to prepare a table, which is presented below.

5i Jan 01, 2019